When it comes to investing, there are good options, there are bad options . . . and then there’s options trading. Many “do-it-yourself” investors looking for something to invest in besides stocks have tried their hand at buying and selling options as an alternative. In fact, 2018 was a record…

Key takeaways The application process for federal student loans is separate from the private student loans application process, and the lending terms tend to differ between the two. You’ll need to fill out the FAFSA form, which is free and opens in October each year, in order to unlock federal…

So you’re dreaming of moving to New York—home of the Statue of Liberty, Times Square and Central Park. The Big Apple tends to get all of the attention, but there’s plenty more to love all throughout the Empire State—like seeing Niagara Falls, boating across the Erie Canal, camping in the…

Maybe you’ve been talking to a buddy of yours at the gym who’s gotten into a type of investing called day trading. Maybe you’ve got some extra cash and you’re thinking about testing the waters yourself—what could it really hurt? Well almost every single person we’ve talked to who has gotten…

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Key takeaways Assets are quantifiable items — tangible or intangible — that add to your company’s value Liabilities are what your company owes to others, whether that’s an investor or a bank that issued a loan Equity is the dollar amount left when you subtract…

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Thanksgiving is a time for family, gratitude, and creating lasting memories. However, amidst the hustle and bustle of preparing a feast, it’s easy to overlook the importance of spending quality time together. The good news is that you don’t need to spend a fortune to enjoy fun activities with your…

Key takeaways While a brokered CD works similarly to a traditional CD, there are some key differences to understand. Traditional CDs are available at banks and credit unions, while a brokered CD is available via a brokerage firm. If choosing between a brokered CD and a traditional CD, factor in…

Key takeaways The Capital One mobile app allows banking and credit card customers to access and manage their accounts in a secure way. The Capital One mobile app supports two-factor authentication, as well as multiple sign-in options. Once logged into the app, you can use it to view and manage…

Your home insurance policy likely includes financial protection against volcano damage. Usually, this includes coverage not just from lava flow, but also from ash, fires and airborne shock waves. Insurance can help rebuild your home, replace your personal belongings and reimburse you for hotel fees if you’re displaced from your…

Car accidents are always scary, but when the responsible party flees the scene of the accident, they can get a lot more stressful and costly. Even something as simple as scraping a bumper while parking and failing to leave a note can be considered a hit-and-run. Whether you’ve recently experienced…

Speeding, drinking and driving, and distracted driving are well-known contributors to car crashes and traffic-related fatalities, but until recently, drowsy driving has flown under the radar. According to data from AAA’s Foundation for Traffic Safety report, drowsy driving caused 29,834 traffic fatalities between 2017-2021, with 6,726 occurring in 2021 alone.…

simon2579/GettyImages; Illustration by Hunter Newton/Bankrate We put a lot of trust in our vehicles to get us to work, appointments, weekend trips and beyond, but even the best cars can have mishaps. Each year drivers also get flat tires, skid into snow drifts and lock themselves out of their vehicles.…

kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways SBA Express and Export Express loans offer loans of $500,000 or less Express loans don’t need SBA review, speeding up the approval process Lender requirements can vary from lender to lender, so you may want to compare multiple lenders before making a decision…

Feeling stuck in a Parent PLUS Loan? You’re probably looking for the easiest way out of it, including getting the whole debt forgiven. But is Parent PLUS Loan forgiveness real? And what are your options to get rid of this thing for good? Time to find out! Is Parent PLUS…

UPDATE as of June 30, 2023: The Supreme Court has blocked Biden’s student loan debt relief program—which means this forgiveness will not be happening. Well, it’s finally happening . . . maybe. President Biden recently announced his plan to forgive some student loan debt—up to $20,000 per borrower to be exact.…