Key takaways Regularly researching and potentially getting a new credit card can help you maximize perks and rewards. If your credit card score has improved or your life circumstances have changed since you initially applied for your current primary credit card, a new card could offer better perks. Make sure…

Dennis Diatel Photography/Getty Images Investors are facing a number of challenges right now. Tariffs, sticky inflation and uncertainty regarding monetary policy are rattling the stock market. On top of that, the crypto market has also felt the pressure, as digital asset prices have struggled to keep up with the momentum…

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Image by GettyImages; Illustration by Bankrate Home equity lines of credit (HELOCs) have tumbled past the key threshold of 8 percent. The average rate on a $30,000 HELOC dropped 11 basis points to 7.90 percent this past week — a level not seen since 2023,…

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Key takeaways You can save on interest payments by transferring debt to a zero-interest intro APR balance transfer card. In addition to transferring credit card debt, some balance transfer cards allow you to transfer personal loans, auto loans, home equity loans and student loans. Not all card issuers allow you…

Key takeaways Giving a child a debit card can teach them financial responsibility and budgeting skills at a young age. Most banks offer checking accounts and debit cards for teens as young as 13 years old. The decision to give a child a debit card should be based on their…

Taking out an unsecured business loan gives business owners financing without securing the loan with collateral. These loans can be especially appealing to business owners who don’t have assets. Since these loans don’t require collateral, the eligibility requirements for some types are often more strict than other business loans, and…

Starting an emergency fund is often highlighted as a crucial aspect of personal finance, but we don’t talk as much about when you should tap into that money. For example, if someone faces an unexpected car repair bill, should they dip into their emergency fund or explore other financial avenues?…

With the excitement and emotions that come into play when adopting a pet, it’s easy to lose sight of what it takes to look after an animal for the rest of its life. And vet costs are one of the most important points to consider when evaluating your financial readiness…

The brother of Tesla CEO Elon Musk has been selling Tesla stock. Kimbal Musk has been offloading shares in recent months, just as Tesla stock has made a massive retreat from all-time highs that put the stock, however briefly, among the select group of trillion-dollar companies. Should this sale from an…

Monty Rakusen/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A business equipment loan is designed specifically for buying equipment and is secured by the equipment itself Equipment loans can’t be used for any other business need Equipment leasing is another option, which could have lower upfront costs than a loan…

Key takeaways Small business loans work by giving you money to use for business purchases that you then repay over a set term with interest Approval for a small business loan typically requires a good credit score, solid business revenue and a personal guarantee or collateral There are many types…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Bad credit business loans are…