Key takeaways RefiJet could be ideal if you have subpar credit or want to refinance a smaller auto loan. Gravity is a better fit if you have at least fair credit, as you can skip the pesky application fee and potentially get a better rate. Evaluate what partner lenders from…
If you’re a tenant in New Jersey, renters insurance might be worth considering. This type of policy is purchased by the renter and provides financial protection against the loss of their belongings due to any of the named perils within the policy. Although the property owner should also have landlord…
Maskot/Maskot/Getty Images Key takeaways Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you voluntarily closed, but it’s better to reach out to your…
Key takeaways Strengthening your credit score, setting a budget and understanding loan types are key before shopping for a mortgage lender. Comparing rates and terms from multiple lenders — at least three — is crucial, as is applying for mortgage preapproval before you start home-hunting. There are six main types…
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The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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Key takeaways A car lease agreement is a legal contract laying out the terms of paying for and using a car over a set period of time. Before you sign a lease agreement, make sure you understand its terms, such as acquisition fees or monthly…
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No one wants to receive the dreaded call from a debt collector. But if you’ve fallen behind on paying your credit cards, loans…
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From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways American Express® Business Line of Credit and Fundible both offer business lines of credit Choose American Express® Business Line of Credit if you have fair-to-excellent credit and want a line of credit Choose Fundible if you have poor credit and want to choose from several types of loans…
New partnership with Lendio enables Payro Finance to offer expanded coverage for small businesses seeking financing solutions. Feb 18, 2024, Lehi, UT – Lendio, the leading small business lending marketplace, and Payro Finance, a top-rated business finance company serving small and medium-sized businesses, today announced a new partnership to expand…
Open to first-time and repeat buyers Open to multi-family properties Assistance is partially forgivable Repayment is deferred until you sell the home Can be used for down payment and closing costs Cons: Buy a primary residence in the Louisville metro area Earn 80 percent or less of the AMI Be…
filadendron/ Getty Images The best cash back credit cards don’t charge an annual fee, and many also come with introductory APR offers that apply to purchases, balance transfers or both. These benefits let you cash rewards on your spending while paying down your balance interest-free for a limited time. Cash…
Morsa Images/Getty Images The Fortune 500 is a list of the largest 500 companies in the United States ranked by total revenue. Since 1955, Fortune magazine has published the annual list, and it is considered one of the most well-known corporate rankings. The Fortune 500 list can be found online…
Key takeaways Your monthly credit card statement includes a variety of information pertaining to the current status of your credit card account. In addition to providing a record of your charges and payments, credit card statements also include information about fees, APRs, rewards and more. Learning how to read a…
Key takeaways Delta SkyMiles Shopping lets program members earn extra Delta miles for each dollar they spend at participating stores. Members can earn bonus miles at more than 1,000 online retailers through the portal, including popular stores like Apple, Kohl’s and Sephora. Using the Delta shopping portal is free and…
Frazao Studio Latino/Getty Images Most Americans rely on Social Security benefits to help make ends meet during retirement. But there are concerns that the program’s financial difficulties could lead to reduced benefits for future generations. In fact, 81 percent of Gen Xers say they worry that they won’t receive their…
Key takeaways While credit unions function differently than banks, most offer traditional unsecured personal loans. The maximum interest rate offered by federal unions is capped at 18 percent. Credit unions require you to have membership, and requirements vary significantly based on the size and location of the credit union. Unlike…
MoMo Productions/Getty Images Key takeaways Many financial institutions — including online lenders, banks and credit unions — offer personal loan amounts of $15,000. Before taking out a $15,000 personal loan, review your budget to see if you can afford the monthly payments. You should also consider alternative financial solutions that…
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