Netflix’s stock surged past $1,000 a share in after-hours trading Thursday following a blowout first-quarter earnings report that beat expectations on nearly every metric. It was a victory lap for shareholders, but the numbers hint at something deeper — Netflix (NFLX) may have figured out how to thrive in a…
10’000 Hours/Getty Images. Key takeaways A semi-truck loan is worth considering if you can’t afford to pay the full cost of a semi truck upfront Some semi-truck financing companies are willing to work with brand new startups or businesses that have been in operation for at least six months Semi-truck…
Key takeaways Running a small business can be expensive, whether you’re facing initial startup costs, pricey equipment purchases or simple day-to-day operating expenses. Small business credit cards and small business loans can help fund capital and operating expenses, but it’s important to choose the product that’s right for…
Key takeaways Life insurance death benefits are typically tax-free, but there are exceptions. Certain actions, like policy loans or payout installments, could trigger taxes. Regularly review beneficiaries and policy details to avoid tax complications. Using strategies like an irrevocable trust can help minimize potential tax liabilities. You’ve planned, you’ve paid…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Thomas Barwick/Getty Images Key takeaways A convertible ARM includes a clause that lets borrowers switch from an adjustable interest rate to a fixed one, usually for a fee. A convertible mortgage allows borrowers to take advantage of the lower interest rates that come with adjustable-rate…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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A bear market is a prolonged period of price declines in a stock or entire market, usually of 20 percent or more from a recent high. Investors typically track the world’s major indexes like the S&P 500 and the Dow Jones Industrial Average to see when they enter bear market…
Key takeaways A HELOC early payoff or prepayment penalty is a fee that lenders charge if borrowers settle their debt before the agreed-upon timeframe. Also referred to as an “early closure” or “early termination fee,” this penalty is typically either a percentage of the outstanding balance or a flat fee.…
Key takeaways When choosing the best rewards card for you, consider what type of rewards you want to earn and take a close look at your spending patterns. It’s important to consider your overall goal for the card — like whether it’s to pay off an existing…
Key takeaways There’s no limit to how many brokerage accounts you can have, but having more can complicate your finances. Managing your investments could cost less, through lower fees and reduced margin loan rates, if you have multiple brokerage accounts instead of one. If a brokerage firm doesn’t have all…
PixelsEffect/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Lenders charge business loan prepayment penalties when borrowers pay off a loan early. SBA loans and commercial real estate loans often come with prepayment penalties. Carefully reviewing loan agreements helps borrowers identify the presence of prepayment penalties. Some online and alternative lenders may…
Side hustles are a great way to make more money. They can help you reach a savings goal, pay more toward your student loans, or just add some breathing room to your budget (thanks, inflation). When my husband and I were paying off debt, we did plenty of side hustling to help get…
Key takeaways Term life insurance ends after a set number of years, but that doesn’t always mean your need for coverage disappears. You might be able to renew your policy or convert it to permanent coverage, depending on what your insurer allows. If you’re still in good health, getting a…
Key takeaways An LLC loan is no different than other types of business loans, except they’re aimed at businesses organized as limited liability companies LLC loans can be used for various short- and long-term costs, including funding startup costs, equipment and inventory purchases, working capital and business debt refinancing or…
Does your paycheck show up in your bank account and then just . . . vanish? Yep, been there. But zero-based budgeting can fix that! With a zero-based budget, you’re giving every single dollar a job on purpose. It’s hands down the best way to take control of your money…
Songsak rohprasit/Getty Images Key takeaways The terms “real estate tax” and “property tax” are often used interchangeably, but they’re not exactly the same thing. Real estate taxes are levied on real property — meaning land and any affixed structures, like a house. Property taxes can also be charged on other…
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