Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
Key takeaways Applying for preapproval can help you know how much you can afford and negotiate at the dealership. The higher your credit score is, the lower your interest rates may be. Lenders offer competitive terms to borrowers with good to excellent credit. Have a budget in mind and know…
Andrei Medvedev/Shutterstock Key takeaways A pocket listing is a home for sale that isn’t publicly listed on the multiple listing service (MLS). Sellers can work with agents to let them know they prefer to keep their home quiet and only make it available to serious buyers. Some agents love pocket…
Netflix’s stock surged past $1,000 a share in after-hours trading Thursday following a blowout first-quarter earnings report that beat expectations on nearly every metric. It was a victory lap for shareholders, but the numbers hint at something deeper — Netflix (NFLX) may have figured out how to thrive in a…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways The Capital One Venture X Rewards Credit Card is a premium travel credit card with a $395 annual fee. However, you can recoup the annual fee if you take advantage of card benefits — like the up to $300 in statement credits for…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways An LLC loan is no different than other types of business loans, except they’re aimed at businesses organized as limited liability companies LLC loans can be used for various short- and long-term costs, including funding startup costs, equipment and inventory purchases, working capital and business debt refinancing or…
Does your paycheck show up in your bank account and then just . . . vanish? Yep, been there. But zero-based budgeting can fix that! With a zero-based budget, you’re giving every single dollar a job on purpose. It’s hands down the best way to take control of your money…
Songsak rohprasit/Getty Images Key takeaways The terms “real estate tax” and “property tax” are often used interchangeably, but they’re not exactly the same thing. Real estate taxes are levied on real property — meaning land and any affixed structures, like a house. Property taxes can also be charged on other…
Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to an underlying index (like the prime rate). There are several circumstances where the interest rate of a fixed-rate card can change, including a change in your credit score…
Key takeaways The Chase Freedom Unlimited® offers a variety of rewards opportunities, including 5 percent cash back on travel, 3 percent on dining and drugstore purchases and 1.5 percent on all other purchases. In addition to cash back rewards, the card also features an intro APR offer, travel benefits and…
Key takeaways While some credit card issuers will automatically increase your credit limit over time if you qualify, you can also request a higher limit. Capital One lets you request a higher credit limit through your online account management page, or you can call in to inquire. It’s easier…
With the 2025 regular tax season deadline just days away, the IRS is already bracing for more cuts in its workforce. Thousands of agency employees are expected to receive pink slips in mid-May, about a month after Tax Day, April 15. Losses So Far Earlier this year, the IRS fired…
Florida is already one of the most expensive states for car insurance, and drivers who are considered high-risk often pay the most for coverage. Drivers with DUIs, speeding tickets or other infractions are usually placed in a high-risk group along with people who live in congested or crime-ridden areas, teens…
Images by GettyImages; Illustration by Bankrate Every investor loves to find an undervalued stock. In fact, the value investing strategy has been touted by some of the greatest investors of all time, including Warren Buffett. Value investments can provide the rare combination of low risk and high returns, but there…
Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly closed the account. The sudden account closure put Sommerfeld and his organization in a tough spot, as the…
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