Prostock-Studio/Getty Images Key takeaways To get preapproved for a car loan, you must gather the necessary documents and apply to multiple reputable lenders. Preapproval allows you to shop confidently and use the preapproved rate as a point of negotiation. Both prequalification and preapproval are not guaranteed offers, and final approval…
Unless you’ve got one of those magical unicorn health insurance plans with no deductible, no copay, a low premium and tons of coverage, it’s easy to feel like your health insurance plan is taking more than it gives. But the good news is that there’s at least one way to…
Hamburgers, check. Cookies, check. Lord of the Rings Extended Edition, check. For some people (looking at you, Floridians), a hurricane checklist appears more like a Fourth of July cookout list than a disaster plan. While hurricane parties are a real thing, so are the problems you’ll face if the storm’s…
Have you ever heard of the Waffle House Index? It’s how locals gauge how severe an oncoming hurricane is likely to be. In the words of the former head of FEMA, “If you get there and the Waffle House is closed? That’s really bad.”1 The reality is, every year, hurricanes…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Paying for college is a pain. Even worse? It’s expensive—crazy expensive. And everywhere you turn, people are trying to tell you that the only way to pay for college is with student loans. (Hint: They’re wrong.) Whether you’re 18 years old and about to dive…
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Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Cryptocurrencies are enormously volatile, but that volatility can create opportunities for profit if you’re looking to trade these digital assets. Cryptos such as Bitcoin and Ethereum have risen a lot since their debut — but they’ve also experienced tremendous boom-bust cycles along the way. Experienced traders have been speculating on…
If you’ve been around here for more than two seconds, you probably already know how we feel about credit scores. (Hint: They’re really dumb.) You’ll hear us say it time and time again: A credit score does not show how well you’re managing your money or even if you have a dollar…
Key takeaways Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance are typically higher than those for term life insurance. Types of cash value life insurance include whole, universal,…
There’s an uncomfortable situation we need to look at in this country . . . the student loan crisis. This debt disaster has become way too big and serious to ignore—and it’s affecting the lives of millions and millions of people. Right now, the total amount of federal student loan debt…
A 401(k) can be a great way to save for retirement, but a few wrong decisions can derail your progress. Fortunately, it only takes a little planning to avoid the biggest 401(k) mistakes. Here are some common mistakes you can make with your 401(k) and how to avoid them. (A…
Opening a Roth IRA might be the single best retirement decision you can make. While the Roth IRA doesn’t offer immediate tax gratification like other types of retirement accounts do, it does give you tax-free growth and you’ll never have to pay any taxes on withdrawals if you follow the…
Maybe you’ve been looking at your premiums and scratching your head thinking, Does everyone pay this much? Or maybe you’re just entering the market and your eyeballs are popping. Either way, we get it. Insurance is one of those things you know you need, but it seems to cost. A. Lot.…
If a car is declared a total loss by an insurance company, that doesn’t mean it’s automatically destined for the scrapyard. While totaled cars are marked as destroyed with a salvage title, that salvage title can be converted to a rebuilt title if somebody repairs the totaled vehicle to make…
Key takeaways To start a small business, form a business plan that outlines your product’s unique value, marketing plan and metrics for success. You’ll need to decide how you’ll fund startup costs for your business, whether through bootstrapping, a business loan or another form of funding. Start your business with…
Looking for a way to pay for a new car, buy that fancy new computer, or escape on a tropical getaway without saving up first? There’s a loan company eagerly waiting to front you the cost—but it’ll cost you. It’s called Upstart, and this digital lending service is on a…
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