Vasily Pindyurin/Getty Images Key takeaways The onus is on you to find out if there’s a recall on a used car you want to buy — no law says the seller has to find out or disclose recall information to you. You can look up recall information on the National…
There’s a lot of talk lately about a four-day workweek—both here in the United States and across the globe. The U.K. just finished the world’s largest four-day workweek experiment ever recorded.1 In Iceland, 86% of the workforce has started running on a shorter schedule (like a four-day workweek) or can…
No matter who you are or what industry you’re in, it’s important to set goals for your career. Career goals keep us moving forward, prevent us from getting stuck or stagnant, and give us something bigger than ourselves to work toward. In fact, one of my favorite Scriptures is “I…
Key takeaways Debt consolidation loans have lower interest rates than payday loans. Some debt consolidation options may be available with bad credit. Alternatives to consolidation include working with a credit counselor or negotiating with your lender. Marketed as a bridge between paychecks, payday loans come with high fees that translate…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Have you ever heard of the Waffle House Index? It’s how locals gauge how severe an oncoming hurricane is likely to be. In the words of the former head of FEMA, “If you get there and the Waffle House is closed? That’s really bad.”1 The…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Nothing says “I’ve reached adulthood” like opening up your own checking account. Maybe you just got your first real job and have to set one up for the direct deposit of your paycheck, or maybe you just realized you’re sick of carrying around your life’s savings in your sock all…
Technology is becoming more integrated into daily life, and mobile banking apps are proof of that. Your bank’s app may offer advanced personal finance hubs, providing insights into spending habits, tracking savings progress and even making a budget for you. Unlike older systems of manually tracking and recording your expenses,…
Not sure which funds to invest in for retirement? We hear you. You’ve probably heard a lot about S&P 500 index funds. It’s a bit of an investing buzzword. But what are S&P 500 index funds and are they a good place to invest your money? Basically, the S&P 500…
10’000 Hours/ DigitalVision/ Getty Images Key takeaways If a credit card payment is returned, it is most likely due to insufficient funds or incorrect bank account information. A returned payment can result in fees from both the card issuer and the financial institution, potentially impacting your credit score. To avoid…
It feels like everything’s just way more expensive these days, doesn’t it? Yeah, that’s because it is. With inflation at the highest level we’ve seen in 41 years, one of the top things on the “costs more than it used to” list is gasoline. Paying for gas just to make…
Key takeaways If you have poor credit and are interested in a new credit card, check your credit score first and consider which type of card would be best as you work toward using credit responsibly. Secured credit cards are typically accessible to those with lower credit scores. You can…
Ahh, sweet summertime. I don’t know about you, but summer at my house is filled with snow cones, pool parties, trips to the lake and cookouts. When Winston and I decided to host our first cookout, I was a tad nervous. First off, I’m no grill master. And second .…
A smart personal finance strategy often involves earning some interest on your money while not taking on too much risk. These days, high-yield savings accounts are one viable option, as some are outpacing inflation. In addition to savings accounts, there are plenty of other relatively safe ways to get a return…
Did you know the national average cost of car insurance is $1,342 for full coverage?1 (That works out to about $112 for your monthly car insurance bill.) But remember, that’s the average. Car insurance costs vary a lot depending on a bunch of factors. So, how do insurance companies figure…
Christmas is the season of giving, but that doesn’t have to mean giving more of your money to your insurance company. Yes, we’re going to talk about insurance at Christmas because nothing fills the heart with good cheer like thoughts of dying, crashing your car, your house catching on fire,…
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