Ahh, vacation. It’s a time to get away from everything, sleep in, eat great food, and explore a new city. But what happens when a family vacation doesn’t quite fit into the budget? Do you skip it altogether? It depends. If you’re saving for an emergency fund or working hard…

Life is busy for all of us, so we need a few ways to make dinner fast and easy by using ingredients we already have at home.  Our pantry recipes will use staple ingredients you probably have already, or you can customize them based on what is in your pantry…

Study Summary Nearly 6 in 10 say now that many parts of the country are returning to pre-pandemic life, they are ready to spend money to treat themselves. 82% say that even though many things are returning to normal, they are still very cautious with their spending. 70% of qualifying…

So you’re dreaming of moving to Florida—the home of Disney World, Universal Studios, the Kennedy Space Center and some of the country’s most beautiful beaches! But how expensive is the cost of living in Florida? That’s a smart question to ask before you replace all your winter clothes with gallons…

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Every small-business owner knows how difficult and confusing it is to deal with their employees’ health care. We don’t need to tell you that health care costs are increasing every year at an average rate of 5.4%.1 You feel it. So, what’s a small-business owner to do…

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Images by GettyImages; illustration by Hunter Newton/Bankrate Options trading can be complex, and the trading jargon may confuse even experienced investors and traders. Two of the most common options contracts to understand are call and put options. Here’s what options traders should know about these popular contracts. What are call…

As a small business owner, financing backed by the U.S. Small Business Administration (SBA) represents some of the most affordable types of business loans available. SBA loans are a popular option for both startups and established businesses alike. These loans tend to feature low interest rates, higher loan amounts, and…

It’s weird to look back over 20 years and see how much has changed in your world. For me, it’s things like, The Dave Ramsey Show is now The Ramsey Show. I’m no longer the only host—I co-host the show with the Ramsey Personalities. My company had fewer than 200…

Key takeawys Spaying and neutering your pet can prevent unwanted pregnancies. It can also  and can contribute to their long-term health and behavior management, reducing the risks of certain cancers and behavioral issues.  Pet insurance typically doesn’t cover routine procedures like spaying or neutering unless included in a wellness plan…

Generosity is super important to me. I believe it goes hand in hand with contentment and helps us avoid this instant gratification lifestyle that’s just so easy to fall into these days. And one of the many ways to be generous with your money is by giving tithes and offerings.…

Key takeaways iBuyers are online companies that buy homes directly from the owner, typically in a quick all-cash transaction. Selling to an iBuyer speeds up the home-sale process considerably, making it a good choice if you’re in a rush or need the cash fast. However, they usually offer a much…

Bond investors deploying new money have enjoyed rising interest rates in recent years. Bonds are offering higher yields than they have in years, making the bond market more attractive. So investors are on the hunt for the best broker for bonds, and some new upstart brokers even allow you to…

If there’s one thing we can all agree on, it’s that a college education is expensive. And although student loans are advertised as the easiest way to pay for college, they’re actually a huge burden on your financial future. That’s why it’s important to plan for your children to go to…

Drivers in Washington, D.C., already pay 11 percent more for full coverage car insurance than the national average. After a speeding ticket, their rate jumps even higher. A D.C. driver with a clean record pays an average of $2,719 per year for full coverage, but that climbs to $3,119 per…

Diversification is a key strategy when it comes to investing, and one of the most common ways to diversify a portfolio is through bonds. As a form of government-issued debt, Treasury bonds can be a useful addition to a balanced investment portfolio, especially as you near retirement, offering stability, regular…