It can happen in an instant. Everything seems to be going great in your relationship or friendship, and one day, you stumble upon that text message they were hiding from you. Or your boss accidentally copies you on an email that wasn’t meant for you. It feels like your world…
It’s the easiest budget category to bust: the grocery budget. One of my best money-saving tips is to shop at Aldi. I love Aldi! (Aldi is a German-founded discount grocery chain that’s been expanding in the United States over the past few years.) But Walmart is also known for low…
If you hang out with mental health nerds for more than five minutes, you’ll probably hear them talking about empathy. It’s been a huge area of research in the past couple of decades, and scholars like Brené Brown have made it easy for us to understand how important empathy is…
Ahh, vacation. It’s a time to get away from everything, sleep in, eat great food, and explore a new city. But what happens when a family vacation doesn’t quite fit into the budget? Do you skip it altogether? It depends. If you’re saving for an emergency fund or working hard…
Personal Finance
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Featured Articles
Key takeaways Debt consolidation loans have lower interest rates than payday loans. Some debt consolidation options may be available with bad credit. Alternatives to consolidation include working with a credit counselor or negotiating with your lender. Marketed as a bridge between paychecks, payday loans come…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
If there’s one thing we can all agree on, it’s that a college education is expensive. And although student loans are advertised as the easiest way to pay for college, they’re actually a huge burden on your financial future. That’s why it’s important to plan for your children to go to…
Drivers in Washington, D.C., already pay 11 percent more for full coverage car insurance than the national average. After a speeding ticket, their rate jumps even higher. A D.C. driver with a clean record pays an average of $2,719 per year for full coverage, but that climbs to $3,119 per…
Diversification is a key strategy when it comes to investing, and one of the most common ways to diversify a portfolio is through bonds. As a form of government-issued debt, Treasury bonds can be a useful addition to a balanced investment portfolio, especially as you near retirement, offering stability, regular…
An index fund is a kind of mutual fund that mirrors a financial market index, like the S&P 500. So an S&P 500 index fund would invest in companies included in the S&P 500 index, and the fund’s performance would keep pace with the index. Index funds have a reputation…
You may already know about the tax advantages of investing for retirement with a Roth retirement account. Tax-free growth and tax-free withdrawals in retirement? Sign us up for that every time! And if your money gets to grow from the start in a Roth account, all the better. But you…
With only six weeks left before 2025, now is the time to make essential year-end tax moves to maximize savings and avoid a large tax bill on April 15. From maximizing your retirement accounts to donating to your favorite charity, here are four essential year-end tax planning strategies to help…
When it comes to retirement, most people find themselves either sitting in the regret of past money mistakes or winning big-time with money, on track to enjoy a retirement they’ve always dreamt about. Here’s the difference: Those who are on track to reach their retirement goals have a plan. They’re…
Key takeaways Even minor adjustments to your finances, like canceling subscriptions or paying with cash, can add up quickly. Consider automating both your savings and bill payments to keep your budget in check. Regularly evaluate your spending, from bank fees to energy consumption, to uncover opportunities for quick wins. Our…
Options on Bitcoin exchange-traded funds (ETFs) made their debut on Nov. 19, with the launch of options on the iShares Bitcoin Trust ETF (IBIT). And options on other Bitcoin ETFs are coming up, too. The debut follows approvals from the Securities and Exchange Commission (SEC) in September and October for…
Vomiting. Loss of appetite. Depression. Shortness of breath. Insomnia. Wanting to keep on driving past work till you reach Mexico. These symptoms describe many Americans’ Sunday afternoon as they stare down a 40-plus-hour workweek. They’re known as the Sunday Scaries. Let’s dig into why the Sunday Scaries are even a…