The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire, has burned more than 23,000 acres. Thanks to dry and windy conditions, the fires are continuing to spread. At least 25 people are believed to…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways It’s entirely up to you whether to use a personal credit card for business expenses, but this approach has disadvantages and advantages. Personal cards are easier to qualify for, and if you don’t qualify for a business card, a personal card could help you build up credit so…
Inverse exchange-traded funds (ETFs) offer a way for contrarian traders to bet against the expected daily performance of an asset class, such as stocks or bonds. These risky investments, often in the form of inverse short ETFs, can be valuable for seasoned market pros. But they are definitely not for…
Key takeaways Money market accounts typically provide higher interest rates than traditional savings accounts and are federally insured, offering both flexibility and security. These accounts are great for short to medium-term savings goals, such as building an emergency fund or saving for near-term expenses. APY rates, fees, and minimum balance…
Navigating money in your early 20s can feel like uncharted territory. And while it’s true that today’s economy might be tougher than it was for our parents or grandparents, young people also have more free information at their fingertips. And some advice holds true throughout the decades. To tap into…
Key takeaways Carrying a credit card balance, even during a 0 percent intro APR period, can have consequences such as accruing interest on non-qualifying amounts and potentially losing the offer. Understand the terms and limitations of a 0 percent APR offer, as some may only apply to balance transfers or…
Key takeaways Making your child an authorized user on your credit card can help them learn responsible spending habits and build their credit. Authorized user activity can be included on their credit report, potentially helping them establish credit at a young age. Other options for building your child’s credit include…
Key takeaways The Capital on Tap Business Credit Card offers high credit limits, no annual fee, speedy approval and cash back rewards. The card is only available to businesses with good credit, at least six months of activity and a minimum yearly revenue of $30,000. While the rewards and credit…
Key takeaways Discover offers 0 percent interest balance transfers on most of its cards, and the process can be done online, using the mobile app or over the phone. Balance transfers can improve your credit score by increasing the amount of credit available to you and lowering your…
*The Citi Premier® Card is no longer available. Those interested in this discontinued card can check out other top Citi cards instead. This page was originally published in April 2023. See our current American Express® Gold Card, Citi Premier® Card* and Citi Double Cash® Card reviews for updated rewards rates…
Credit Sesame discusses recovering from a financial setback by rebuilding your credit and confidence. Life is unpredictable, and financial setbacks can happen to anyone. Whether it is a job loss, medical expenses, or unexpected emergencies, these events can disrupt your financial stability and overwhelm you. However, recovery is possible. You…
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