Hot housing markets can cause buyers to do some pretty crazy things to try to get the house they want. Things like making an offer on a house without ever stepping foot in it. Or getting in a bidding war and paying way over asking price. We saw a lot…
Are you trying to decide if you can afford a mortgage? Or are you already on the hunt for the perfect home? Either way, if you know what the average monthly mortgage payment is, it might help put your own home purchase into perspective. How much is the average American…
If you’re reading this because you’re in so much debt you can barely breathe and you’re desperate for a way out, we see you. And know this: There is light at the end of the tunnel. But Chapter 7 bankruptcy is definitely not something to just jump into when the…
Believe it or not, creating a solid resumé is just as important as prepping for and nailing your job interview. After all, your resumé is your chance to make a strong first impression on the recruiter! But before you get too freaked out, know this: Building the perfect resumé is actually a…
Personal Finance
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Featured Articles
Life is busy for all of us, so we need a few ways to make dinner fast and easy by using ingredients we already have at home. Our pantry recipes will use staple ingredients you probably have already, or you can customize them based on…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
There’s a new No. 1 atop the list of the nation’s largest mortgage lenders. United Wholesale Mortgage pushed past Rocket Mortgage, the champ and the biggest player in the field by a wide margin for the past six years, to claim the top spot in loan origination volume. Elsewhere on…
When you’re buying a house, wouldn’t it be awesome if you had the widest selection and the lowest prices to choose from? Kind of like Amazon. That would be some sweet convenience! The problem is, finding a house is all about timing. And it can be a moving target to…
Is your retirement plan backed by savings?The state of the American retirement plan ~ Credit Sesame
Credit Sesame highlights challenges with the average retirement plan and shares tips for improvement. With low unemployment and a soaring stock market, you might expect that Americans are getting themselves in good shape for retirement. Two recent surveys suggest that this is not the case. A study of current workers…
Becoming a homeowner is super exciting, you guys! There are so many fun decisions to make. City or country? Ranch house or townhome? Fixer-upper or move-in ready? But no matter how you answer those questions, the most important thing is buying a house you can actually afford—and making a good…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,374.1 So, how in the world are you supposed to save a down payment big enough to buy a…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Lenders calculate how much interest you’ll pay with each payment in two main ways: simple or on an amortization schedule. Short-term loans often have simple interest. Larger loans, like mortgages, personal loans and most auto loans, have an amortization schedule. The…
So, you’re getting set for a home renovation project. That’s exciting! But you need to be careful. Why? Because it can be really easy for the cost of renovating your house to get out of control. All the time, folks plan something small, like installing a new kitchen floor. But…
Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…
When is Tax Day 2024 and 2025? The deadline to file tax returns this year — reporting income earned in 2023 — was April 15, 2024. Taxpayers who filed an extension had until Oct. 15, 2024, to file their returns. If you weren’t able to meet those deadlines, then now…
Listen to this article Ready to sell your house? It’s a major decision, and no matter what crazy stuff is going on in the world, selling your house is always a big deal. You’ve made dozens of memories there and spent time, money and effort turning your house into a home.…