It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled and scared, under some bushes in his yard as the Eaton fire ravaged his street. Firefighters and photojournalists in the area could hear his terrified barks. As…
PayPal was one of the 5 percent cash back bonus categories on the Chase Freedom Flex® card during the final three months of 2024, so I made every effort to maximize my PayPal spending. I had to get creative to hit the $1,500 spending limit for that quarter’s categories (activation…
DaniloAndjus / E+ / Getty Images Key takeaways A student card can be an ideal way to start building credit if you have little to no credit history. Most student credit cards are designed for students with student centric perks and relaxed credit requirements. In addition to practicing good credit…
Water damage can cause serious harm to your home, rapidly totaling thousands of dollars in damage and requiring months of reconstruction. You may think it won’t happen to you, but no matter where your home is located or how recently it was built, water damage is a very real possibility.…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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An investment advisor or broker is a person, company or group that chooses or recommends investments for a client. In exchange for their services, investment advisors charge a fee, usually a flat fee or a percentage of managed assets. These professionals are registered with and…
Dept Managmnt
Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate The average rate on a $30,000 home equity line of credit (HELOC) steadied at 8.28 percent this week — close to its lowest level in a year and a half, according to Bankrate’s national survey of lenders. In contrast, the average $30,000…
Key takeaways Most major credit card issuers offer the option to easily lock and unlock cards through their online accounts or mobile apps. Locking a credit card can prevent impulse purchases and keep the account safe from fraud. Recurring transactions will still go through while a credit card is locked.…
Key takeaways The Capital One Platinum Secured Credit card is a no-nonsense card that can help you build credit with no annual fee. Unlike other cards that use your deposit amount as your credit limit, a low security deposit with the Platinum Secured Card could get you up to a…
DeFi — short for decentralized finance — is a new vision of banking and financial services that is based on peer-to-peer payments through blockchain technology. Via blockchain, DeFi allows “trust-less” banking, sidestepping traditional financial middlemen such as banks or brokers. What’s in it for investors? DeFi promises to allow investors…
President-elect Donald Trump plans to create an External Revenue Service to collect tariffs, duties and revenues from foreign sources, he said via social media on Tuesday. “I am today announcing that I will create the External Revenue Service to collect our tariffs, duties, and all revenue that comes from foreign…
Key takeaways Fiduciary duty obligates a professional to act in the client’s best interests. This can apply to financial advisors, attorneys, real estate agents and other professionals. Fiduciary duty is legally binding and forbids the fiduciary from acting in the best interests of themself or their employer. While it may…
Key takeaways Paying off student loans early can benefit you financially, but it should typically come second to building your emergency fund and retirement savings. People with private student loans or without other debt tend to benefit more from paying off student loans early. If you have federal student loans…
ArtistGNDphotography/Getty Images Key takeaways When you make a purchase with your debit card, it’s possible to pay as “credit.” Paying as credit affects the way the transaction is processed, but the payment funds are still taken from your bank account. Using your debit card as credit doesn’t help you build…
Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover…
Pramote Polyamate/Getty Images Key takeaways Certificates of deposit (CDs) can be a good vehicle to grow funds that you know you won’t need for a certain period of time — as long as you don’t chip away at your earnings by paying early withdrawal penalties. Maintaining an emergency fund in…
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