The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire, has burned more than 23,000 acres. Thanks to dry and windy conditions, the fires are continuing to spread. At least 25 people are believed to…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways The average small business loan amount is $663,000, according to the Federal Reserve For fiscal year 2024, the average loan amount for all types of 7(a) loans from the Small Business Administration was $443,097, and the average amount for a 504 loan was $1.11 million Large national banks…
A solo 401(k) may be the best retirement account for those with a one-person small business, meaning it’s great for those with a side hustle or even a main gig. It can also work for those firms run by a married couple, making it a great way to save money…
The tax world has its own lingo, which can add to the complexity of filing your tax return. But don’t despair. Knowing these 10 key tax terms can help you understand taxes in no time. Key tax terms to know AGI Tax credits Tax deductions Standard deduction Itemized deductions Exemptions…
ArtistGNDphotography/Getty Images; Illustration by Hunter Newton/Bankrate Key takeaways Even if you have a no-foreign-transaction-fee card, you could be spending extra money on purchases made in foreign currency unless you avoid dynamic currency conversion. Avoid credit and debit fees by using the local currency. Although convenient, using dynamic currency conversion will…
Key takeaways Consumers have rights when they receive an order that was canceled or made in error. You do not have to pay for these orders, but keep records if it’s a mistake. Be aware of scams that involve free orders. It’s all too easy to click on a buy…
Members of the military and armed forces tend to lead busy lives and are often not on the same day-to-day work routine as everyone else. When it comes to investing, military members also do not have access to all of the same investment plans that workers in the private sector…
Key takeways You can support small businesses in a variety of ways, whether you prefer to shop online or in-person. Purchasing gift cards from small businesses not only supports them financially, but it also has the potential to bring in new customers and increase revenue. Leaving positive…
Just like a regular wallet, you may need a cryptocurrency wallet to hold and protect your Bitcoin and other types of cryptocurrency. While a crypto exchange might offer a basic wallet, a specialized crypto wallet brings extra security to your holdings, reducing the chances they can be stolen. Here are…
Credit Sesame discusses the pandemic effect and the ripples still affecting the U.S. economy. Since early 2020 and for the next few years, life was dominated by the pandemic and its after-effects. In 2024, life seemed to be back to normal. The pandemic also had a huge impact on the…
Life insurance is an important financial planning tool, as its primary use is to provide financial protection to those who rely on you. This begs the question, why do 30 percent of surveyed Americans recognize they need life insurance but don’t have any? Do Americans find the process too confusing?…
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