Getting car insurance is a no-brainer. In fact, the law says you’ve got to have it. (Unless you live in Virginia or New Hampshire, that is.) But figuring out how to get car insurance? Yeah, that takes a little more brain power. From deciding on where you’ll get your car insurance, to…
Flights are flying! Diners are dining! Rock stars are rocking! All the canceled events of the pandemic are returning and America is finally starting to reopen—and so are people’s wallets, apparently with plenty of cash to spend. Post-Pandemic Saving and Spending Nearly 80% of Americans reported saving money in 2020…
Hot housing markets can cause buyers to do some pretty crazy things to try to get the house they want. Things like making an offer on a house without ever stepping foot in it. Or getting in a bidding war and paying way over asking price. We saw a lot…
Are you trying to decide if you can afford a mortgage? Or are you already on the hunt for the perfect home? Either way, if you know what the average monthly mortgage payment is, it might help put your own home purchase into perspective. How much is the average American…
Personal Finance
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Featured Articles
If you hang out with mental health nerds for more than five minutes, you’ll probably hear them talking about empathy. It’s been a huge area of research in the past couple of decades, and scholars like Brené Brown have made it easy for us to…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
When is Tax Day 2024 and 2025? The deadline to file tax returns this year — reporting income earned in 2023 — was April 15, 2024. Taxpayers who filed an extension had until Oct. 15, 2024, to file their returns. If you weren’t able to meet those deadlines, then now…
Listen to this article Ready to sell your house? It’s a major decision, and no matter what crazy stuff is going on in the world, selling your house is always a big deal. You’ve made dozens of memories there and spent time, money and effort turning your house into a home.…
When applying for life insurance, a medical exam — including a blood test — is often part of the process. Blood tests allow insurers to get a clear picture of your health and assess any potential risks. While many applicants go through this exam, it’s possible to skip it under…
Survey: More Holiday Shoppers Will Likely Shop on Small Business Saturday Than Black Friday This Year
New Bankrate data shows that 61 percent of holiday shoppers are likely to choose Small Business Saturday for holiday shopping. That number is slightly higher than the number of shoppers likely to shop on Black Friday (56 percent). That’s big news when you consider that Small Business Saturday has only…
Saving for a house is no walk in the park—unless that park is a mountain. In fact, nearly 3 of every 10 first-time home buyers say the most difficult step in the home-buying process is saving for a down payment.1 But when you set a clear goal, you can see…
I have a painfully simple credit card strategy that creates around $300 in extra Amazon dollars each year. The extra money goes toward my holiday gift giving budget to help dampen the financial impact of the holiday season. Here’s the strategy: I use my Amazon Prime Visa card for every…
Cyber Monday has taken the crown for Thanksgiving weekend’s most popular shopping day, outpacing Black Friday and Small Business Saturday, according to a new Bankrate survey. Fifty-nine percent of Americans in new Bankrate survey are likely to shopp on that day. As well, 53 percent of Americans are likely to…
So, you’re thinking about buying a house. That’s exciting! Not only is buying a home a great way to build wealth, but there’s something special about owning your house—it feels more like home. But I’m guessing you’ve got one big question on your mind: How much money do I need…
Key takeaways It’s tempting to tap home equity for holiday expenses, since home values are up and home equity loans/credit lines are less expensive than credit cards and personal loans. However, home equity loan and HELOC interest rates, while lower than other debt, are still relatively high. They also use…
Renting versus buying is a big decision. It’s right up there with, Should I eat a taco or a burrito? Well, not really. Your decision about where to live is way more permanent than your Chipotle order—plus it has a few more zeroes in the price. But whether you should…