The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire, has burned more than 23,000 acres. Thanks to dry and windy conditions, the fires are continuing to spread. At least 25 people are believed to…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways A portfolio line of credit allows you to borrow money against your investments, similar to other types of secured loans and lines of credit. This line of credit typically has lower interest rates and more flexible repayment options than other borrowing methods. Not all accounts allow you to…
Key takeaways Unsecured loans aren’t backed by collateral, making them a higher risk for lenders Unsecured business loan rates vary, ranging from 7 percent to 75 percent APR With good credit, you could secure a low interest rate on an unsecured loan — between 8 percent and 7 percent APR…
Navigating car insurance can be a hassle, but it’s essential for staying on the right side of the law and protecting yourself on the road. Whether you’re a new driver or looking to renew your policy, understanding insurance requirements will help ensure you stay covered and legally compliant. Staying informed…
Gold and silver are two popular investments for those looking for assets that can be both a store of value and an inflation hedge. These precious metals are both well regarded and have long histories, but they offer different kinds of benefits and safety, and investors should know how they’re…
Key takeaways Business credit card rewards are not considered income, which means they are not taxable. Instead, credit card rewards are considered rebates on items you purchased with a credit card. If you’re earning any kind of bonus from a financial institution and you don’t have to spend any money…
*All information included in this article was current on its publication date and is subject to change. Because business credit cards don’t require collateral and are easy to use and apply for, they’re a very common way for small businesses to secure a boost of funding. If you’ve ever applied…
Tip 11: Splurge Guilt-Free for Special Occasions Make dining out a special treat by saving it for memorable occasions or celebrations. Establishing a habit of cooking budget-conscious meals at home can lead to significant savings, allowing you to set aside funds for guilt-free restaurant splurges. Engage the entire family in…
Key takeaways The World of Hyatt Business Credit Card is ideal for busy business owners who frequently stay at Hyatt properties and can take advantage of the perks and rewards offered. Cardholders can earn up to 9X points on Hyatt stays and boosted points in various categories like dining, gas…
Key takeaways Small businesses operating on thin margins can often be forced to close after disasters like weather events, economic upheaval or pandemics. Supporting local small businesses can help them recover faster and bolster the local economy at the same time. You can support small businesses locally and beyond by…
Key takeaways The Instacart Mastercard®* is a solid cash back card for frequent Instacart shoppers. This card earns 5 percent cash back on all purchases through Instacart, 2 percent back in various other categories and includes a welcome offer with a total value of $199. Although the card…
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