So you want to buy or sell a house, but, well . . . coronavirus. This pandemic has probably kept you from doing a lot of things you want to do: You can’t go to a concert, you can’t watch sports live (in most places), you can’t travel for fun…

Key takeaways Medical school costs upwards of $64,000 a year in tuition, fees and health insurance for a resident going to a public institution. 71 percent of students borrow money to pay for medical school, with an average balance exceeding $210,000. Applying for state assistance, income-driven repayment programs or refinancing…

Despite the pandemic, 2020 was a strong year for Dave Ramsey and Ramsey Solutions. Once it was clear the virus was not going to be a short term issue, Ramsey, along with his team, managed it like a war. In the end, the company was able to avoid layoffs and…

How often do you check your voicemail thinking, I bet one of these messages is going to absolutely make my day? No one would blame you if your answer is never. After all, voicemail is where we send all those calls from unrecognized phone numbers that end up being random salespeople,…

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Flights are flying! Diners are dining! Rock stars are rocking! All the canceled events of the pandemic are returning and America is finally starting to reopen—and so are people’s wallets, apparently with plenty of cash to spend. Post-Pandemic Saving and Spending  Nearly 80% of Americans…

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Sebastian Ramirez Morales/Getty Images Key takeaways Standard home insurance policies typically do not cover damage caused by rats or rodents because infestation is seen as preventable. Damage caused by rodents may be covered in specific scenarios — for instance, if a rat chewed through a pipe and caused water damage.…

Ever ask yourself, How much should I tip the barista for that Cinnamon Toast Crunchuccino? What about the pizza guy? Or your barber or hair stylist? You’re not alone! Tipping can be pretty awkward (and filled with guilt). We’ve all experienced that fight-or-flight moment when the iPad of doom flips…

If you’ve ever wanted to trade cryptocurrency, you might notice something different about the market hours: There aren’t any. Cryptocurrencies don’t need to be traded on any type of central exchange because they operate on the blockchain, making them available for buying and selling 24/7, 365 days a year. Here’s…

Passive income can be a great way to help you generate extra cash flow, whether you’re running a side hustle or just trying to get a little extra dough each month, especially as the sting of high prices hits consumers hard. Passive income can help you earn more during the…

What if you had access to a turbo boost with the power to turn your business into a booming success story? You do! It’s a process every successful company uses to gain momentum—strategic planning. If that sounds like a lot of crunching numbers and analyzing trends, you’re right. But that’s…

Key takeaways Home equity loans, HELOCs, and cash-out refinancing are three popular ways to borrow using your home as collateral. A cash-out refinance replaces your existing mortgage while home equity loans and HELOCs involve taking on an additional debt. With all three, the amount you can borrow will depend on…

If you’re considering bankruptcy—or if you’ve already filed—then you’ve probably heard about something called the 341 meeting. The 341 meeting is an important part of the bankruptcy process because it establishes the facts of the bankruptcy and decides how the debtor will repay creditors. The not-so-fun part? Creditors are also…

Unusual options activity is one of the best ways to see how traders are betting on a particular stock or fund. Each day the exchanges report that day’s volume for each strike price, allowing everyone to see how many contracts changed hands. So traders may be able to deduce what…

Key takeaways Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness riders. Discuss potential exclusions, like the contestability period or high-risk activity exclusions, so there are…

Key takeaways Accident and illness pet insurance plans do not include coverage for vaccines. You’ll need to add a wellness or preventive care plan to cover vaccinations and other routine care services. Most wellness plans cover a limited number of core vaccines, but non-core vaccines often require…