If you’ve ever been in debt, you’ve probably sat around and daydreamed about what it would be like if someone walked up out of the blue and paid off your debt. How awesome would that be? Maybe your long-lost Uncle George (who you’ve never heard about before) shows up on…
We’ve all heard the old saying, “Employees leave bosses, not companies.” And it’s true, folks—sometimes having a boss you hate can make or break your work experience. If you’re unhappy in your job, there’s a chance your job isn’t actually the problem. Maybe you’re doing the right thing in the…
If you’re like most people these days, you’ve probably taken a couple personality tests in your time. Whether that’s the Enneagram, Myers-Briggs, Strengths Finder, DiSC, Kolbe or even just a BuzzFeed quiz—the options are nearly endless when it comes to self-discovery and learning more about why you are the way…
If you haven’t checked your bank account in the last few days, it might be worth your time to take a look. The U.S. Treasury Department started sending out the $600 second stimulus payments by direct deposit on December 29, so there’s a good chance yours has already arrived. Payments…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Key takeaways Direct deposit loans are a type of loan that gives you quick access to cash that is deposited directly into your bank account. Personal loans are a better alternative to direct deposit loans, offering lower rates and longer repayment terms. Other alternatives to…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Dealer financing lets you secure an auto loan in house through a partner lender or a financing company owned by the dealership or vehicle manufacturer. It helps make the purchasing process more convenient, but generally isn’t recommended unless you qualify for 0 percent financing or can’t get approved…
Credit Sesame discusses credit in 2024–trends, tools, products, and outlook. Credit remained a cornerstone of financial activity in the United States throughout 2024, but significant shifts occurred due to economic trends, technological advancements, and evolving consumer behaviors. 1. The economy and trends in credit in 2024 The U.S. economy in…
Credit Sesame’s personal finance news roundup November 16, 2024. Stories, news, politics and events impacting personal finance during the past week. 50% of retirees find retirement savings inadequateConsumer debt grew faster pace in Q3 2024Over 75% middle-income Americans save for retirementConsumer credit delinquencies continue to riseInflation continues to rise at…
Warren Buffett is arguably the world’s most famous investor, and his investment moves are closely followed. Each quarter, the company he runs, Berkshire Hathaway, discloses its current holdings to shareholders. Here are some of the changes Buffett and his two investment officers, Todd Combs and Ted Weschler, made during the…
Key takeaways With a Thrift Savings Plan (TSP) loan, uniformed service members and federal employees can borrow against their retirement plans, often with lower interest rates and easier qualification criteria than other lending options. You can borrow a minimum of $1,000. The maximum annual contribution in 2024 is $23,000. Eligible…
Key takeaways Peer-to-peer lending involves borrowing money from a group of people or a company, rather than a traditional lender like a bank or credit union. A peer-to-peer platform connects you with a group of investors that may be able to fund your loan. Peer-to-peer lenders tend to have lower…
Key takeaways Personal loans are best for one-time, set expenses, while personal lines of credit are best for projects or purchases that require flexibility. Both options offer lower average rates than credit cards for borrowers with good credit. Repayment terms depend on how much you borrow and the lender you…
Key takeaways Commuting can be much more costly than just gas. In fact, it could cost you thousands more than if you worked a hybrid or fully remote job. If you’re driving to work or being called back into the office, find the best car for your commute by considering…
northlightimages/Getty Images Key takeaways Each state has a different statute of limitations on car repossession debt, including auto loans, with most ranging from three to six years. After the statute of limitations has passed on your debt, debtors and collectors can still contact you. However, they can no longer bring…
Key takeaways Adding a co-borrower or a co-signer can improve your approval odds and help you secure better terms. Co-signers back the loan but don’t have access to the funds, whereas co-borrowers can access the borrowed funds. Being a co-signer or a co-borrower can impact your credit and comes with…
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