From time to time, we’re all faced with the need to forgive ourselves. Maybe you’re beating yourself up for a mistake you made at work that cost the company a ton of money. Or maybe the memory of haunting decisions you made when you were a teenager still wakes you…
Key takeaways Apple Cash allows users to easily send and receive money from their iPhone and Apple watch. You can use Apple Cash just like a debit card and make purchases online and in stores. Simply link your debit card, and you’re ready to request, send and receive money. If…
Key takeaways Washington is the friendliest state for small businesses because of its robust small business activity, ample skilled labor and abundant small business financing. Many other Western states, including Utah, Wyoming, Idaho, Nevada and Oregon, rank in the top 10 for their small business environments. Louisiana, Mississippi and Rhode…
If you’ve ever been in debt, you’ve probably sat around and daydreamed about what it would be like if someone walked up out of the blue and paid off your debt. How awesome would that be? Maybe your long-lost Uncle George (who you’ve never heard about before) shows up on…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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How often do you check your voicemail thinking, I bet one of these messages is going to absolutely make my day? No one would blame you if your answer is never. After all, voicemail is where we send all those calls from unrecognized phone numbers that…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Commuting can be much more costly than just gas. In fact, it could cost you thousands more than if you worked a hybrid or fully remote job. If you’re driving to work or being called back into the office, find the best car for your commute by considering…
northlightimages/Getty Images Key takeaways Each state has a different statute of limitations on car repossession debt, including auto loans, with most ranging from three to six years. After the statute of limitations has passed on your debt, debtors and collectors can still contact you. However, they can no longer bring…
Key takeaways Adding a co-borrower or a co-signer can improve your approval odds and help you secure better terms. Co-signers back the loan but don’t have access to the funds, whereas co-borrowers can access the borrowed funds. Being a co-signer or a co-borrower can impact your credit and comes with…
Key takeaways Townhouses offer homeownership at a more affordable price point than a freestanding single-family home. However, in exchange you’ll likely have less space, less privacy and potentially high HOA fees. When buying a townhouse, it’s smart to work with an agent who is knowledgeable about the townhouse communities in…
At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and riskier than other types of annuities. Yes, you can potentially grow your annuity’s value if the underlying investments in the account perform well. But…
Property damage liability pays for damage you cause to another person’s vehicle or property while driving. Property damage liability is mandatory for all auto insurance policies in the U.S., but your coverage limits can vary depending on your state’s laws and your own insurance needs. It’s important to understand how…
bymuratdeniz/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways An upside-down auto loan occurs when you owe more than the vehicle is worth. Ann upside-down loan can be a financial challenge if your vehicle is totaled, if you wish to get a future loan or you want to trade in your…
Key takeaways There is no minimum amount of debt required to file for bankruptcy. Because of legal fees and long-term financial consequences, it may not be worth filing with less than $10,000 in dischargeable debt. Filing for bankruptcy is best reserved as a last resort because it is expensive and…
Key takeaways The best renters insurance companies in California are American Family, Mercury, Nationwide, Lemonade and USAA, according to our research. The average cost of renters insurance in California is $177 per year, according to the Insurance Information Institute (Triple-I). Californians may want to consider optional earthquake insurance and valuables…
Precious metals such as silver have long been an alternative to traditional investments such as stocks and bonds. When times get tough or the economy faces severe inflation, some investors turn to silver to hedge their bets or to invest more defensively. Silver prices spiked in March 2023 following the…
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