The United States has the most roadways on the planet, with more than 4 million miles of open road. Across the 50 states, you can get virtually any type of driving experience: coastal highways, desert one-lanes, mountain roads, sprawling suburbs and bustling cities. However, some states offer more favorable driving…
Key takeaways Your 30s is a time to clarify your financial goals and start ramping up your savings, aiming to set aside 10-15 percent of your income. Choose the right tools — a workplace retirement plan and an IRA — to put your money to work. With decades until retirement…
Key takeaways If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you’ll need to meet specific service, income and credit score guidelines. The two primary…
Key takeaways The president can influence the stock market, but other factors can have a greater impact on share prices, such as consumer behavior, the Federal Reserve and global trade. President Donald Trump’s tariff announcements have been unpredictable and have negatively affected the stock market, at least temporarily. When stock…
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Key takeaways You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home…
Dept Managmnt
Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards

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Key takeaways Refinancing can help make your student loan payments more affordable, and you can possibly save on interest. You’re not limited to banks and online lenders, as some credit unions also offer competitive terms on student loan refinancing. Shop around and get prequalified to find the best deal. Refinancing your…
SDI Productions/Getty Images Key takeaways The price tag for a college degree has risen dramatically over the years due to increasing overhead for schools and overall inflation. For the 2024-25 academic year, tuition and fees plus room and board at public, in-state four-year schools came to $24,920 annually. Out-of-state students…
SDI Productions/Getty Images Key takeaways Even though enrollment numbers are up, many college students don’t graduate. Nearly two-thirds of college students who enroll will complete their degrees within six years. The rest — about 40 percent — will leave school without graduating. Many students who enroll in college don’t graduate.…
Key takeaways Key takeaways Hotel credit cards offer various ways to earn free nights, such as credit card offers, loyalty programs or with a certain number of nights booked. Marriott, Hilton, IHG, Hyatt and Wyndham are the top five hotel brands that use different ways to redeem free hotel nights.…
Key takeaways Women have faced discrimination in the housing and mortgage industry throughout history, but legislation such as the Equal Credit Opportunity Act and the Fair Housing Act have helped to level the playing field. As of 2024, single females represent one-fifth of all homebuyers, while single men comprise only…
PixelsEffect/Getty Images Key takeaways Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax audits. Securely store and dispose of credit card statements to protect personal…
Hispanolistic/Getty Images As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their peak in recent years, plenty of banks and credit…
Open to first-time and repeat buyers No interest Cons: Applicants must submit a purchase contract within 45 days. City and County of Honolulu Down Payment Loan Program The Department of Community Services for the City and County of Honolulu offers a down payment loan for up to $40,000. The loan…
There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know your personal savings rate. Your personal savings rate is simply the percentage of…
Key takeaways Delta SkyMiles offers frequent Delta flyers the chance to earn miles that can be redeemed for free or discounted flights, flight upgrades, baggage fees and more. One of the easiest ways to earn SkyMiles is by using a co-branded Delta credit card. Although co-branded Delta cards come with…
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