You’re not alone if thinking about life insurance doesn’t fall high on your list of fun things to do. But part of the “fun” of being an adult means handling business every day, right? Right! And besides, once you know a few basic things about how life insurance works and…
Key takeaways Secured credit cards can be a viable solution for those who’ve had credit challenges and can’t get approved for an unsecured credit card. These cards require a cash deposit to get started, which is refundable when the account is closed or upgraded in good standing. Your specific deposit…
You’re probably somewhat aware of your personality type: whether you’re an introvert or an extrovert, a control freak or totally laid back. But did you know you have a money personality type too? We each have our own tendencies that make up our money personality as a whole. You may…
We’ve all been there: You step up to the grocery store checkout counter, but when you open your wallet to pay, it’s a mess. The bills are wadded up and out of order, and you’re not sure which money you budgeted for groceries and which is supposed to be for…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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If you’re thinking of stocking up on food and other items, you’re not alone. Between supply chain issues and rising food prices, no one wants to be caught off guard with nothing left in their pantry (remember the whole toilet paper situation of 2020?). It’s…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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skynesher/Getty Images; Illustration by Grant Crowder/Bankrate Key takeaways Unlike a traditional home purchase, buying from a relative is a non-arm’s length transaction, meaning the buyer and seller have a pre-existing relationship. As such, it may receive additional scrutiny from mortgage lenders and has the potential to cause family tension. In…
If you drive for a rideshare company like Uber or Lyft, it’s important to understand how your auto insurance could be affected. Using your car for ridesharing requires additional coverage in the form of rideshare insurance to ensure you’re financially protected while driving. Neither your personal auto insurance policy nor…
Key takeaways Bad credit business loans are high-risk loans for borrowers with personal credit scores under 669 These types of business loans can have high interest rates to offset the risk of lending to a high-risk borrower Alternatives include grants, business credit cards and crowdfunding A business loan for bad…
Key takeaways You can defer Chapter 13 bankruptcy payments if you encounter unexpected financial hardships. Other options for adjusting Chapter 13 bankruptcy payments include asking for a hardship discharge, changing to Chapter 7 bankruptcy or dismissing and refiling your case. To be sure you’re taking appropriate action for your…
Economic issues were top of mind for voters in the 2024 presidential election. A recent Associated Press poll found that 39 percent of voters believed the economy was the most important issue facing the country, nearly double the second most popular selection (immigration, at 20 percent). Specifically among financial matters,…
The standard deduction is a powerful tool for reducing your tax bill. It reduces your income — specifically, your adjusted gross income — and thus lowers how much of your income is subject to taxes. Taxpayers generally have two options: You can itemize your deductions or you can claim the…
JenniferPhotographyImaging/Getty Images The 2024 hurricane season wasn’t just bad news for homes — cars also got caught in the storms. Vehicle data company Carfax estimates that around 347,000 cars were damaged this hurricane season, with the majority of losses stemming from Hurricanes Helene and Milton. If you have a minimum…
Key takeaways Your homeowners insurance coverage can help protect your hard-earned money in ways you might not even realize, including covering the cost of a lawsuit, hotel expenses, meteorite damage and more. You’re not limited to just what’s in your policy. For more protection, you can purchase coverage add-ons, called…
FrankMirbach/Getty Images; Illustration by Issiah Davis/Bankrate Drivers nationwide already pay more for car insurance every year, but drivers with speeding tickets typically pay much higher rates for the same coverage. Unfortunately, this means Florida drivers with speeding tickets might struggle to afford car insurance. To help you find cheaper coverage…
Personal property insurance is one of the pillars of a home or renters insurance policy — but is your personal property stored elsewhere covered? While home or renters insurance may extend to items in storage, there are exceptions. That said, it may be beneficial to purchase a separate storage unit…
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