Finding the right insurance policy for your needs can be challenging. How do you know that a company is reputable and financially stable? How are insurance companies rated, and who does the rating? Fortunately, there are a handful of third-party ratings organizations that offer trustworthy assessments of a carrier’s quality.…
Being a successful investor often sounds simple, but that doesn’t mean it’s easy. Still, investing is the best way to build wealth over your lifetime and ensure that you’re able to live the life you want to live. So it can make sense to learn from the best investors to…
Bankruptcy is a legal process to help individuals and businesses manage overwhelming debt. While it provides a path to financial relief, the decision to file bankruptcy requires careful scrutiny due to its lasting impact on credit, assets and future financial opportunities. The two most common types of bankruptcy for individuals…
It’s not easy to grow your savings. If you’re like most Americans, earning the highest interest rate on your deposit accounts would be very helpful this year. But in Bankrate’s recent Emergency Savings Survey, most Americans say they have less emergency savings now than they did at the beginning of 2024. Previously,…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy,…
Dept Managmnt
Key takeaways Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to…
Banking
It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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The Internal Revenue Service is automatically sending $1,400 stimulus payments to about one million Americans who never claimed their COVID-19 relief checks from 2021, according to a recent announcement. If you’re eligible, you should receive your payment by late January 2025. But for the millions of Americans who won’t be…
Key takeaways To receive unemployment benefits, you need to have filed all the correct documentation, have your identity verified and have answered all the questions clearly. If something is missing in your documentation or your claim gets flagged, you may have to wait to receive your unemployment benefits. You can…
Most investors will never become billionaires, but there are still some valuable lessons to be learned by examining what the richest people in the world have in common. You may be able to apply some things to your own life or portfolio, even if you don’t ultimately reach billionaire status.…
The holiday season is upon us, and with it comes the inevitable scramble for last-minute gifts. Whether you’ve been caught off guard by a surprise invitation or simply lost track of time, the pressure of finding the perfect gift can be overwhelming. DIY gifts offer a personalized and heartfelt alternative…
Key takeaways EV tax credits are credits you receive when you file your income taxes that can offset the cost of purchasing and owning an electric vehicle. Some EV tax credits apply specifically to the purchase and installation of home EV chargers. You may be able to receive other tax…
The stock market has soared in 2024, and the S&P 500 has turned in one of its best years ever, up around 25 percent. Expect more gains in 2025, say analysts in Bankrate’s Fourth-Quarter Market Mavens Survey. They foresee the market climbing 7 percent higher in the coming 12 months,…
Key takeaways Crypto rewards cards allow users to earn a percentage of their purchases back in U.S. dollars, which can then be converted to crypto. The appeal of these cards lies in the potential for the cryptocurrency to increase in value, but there is also the risk of it decreasing…
Stocks have mostly been on a tear in 2024, with the S&P 500 up more than 23 percent as of mid-December. But the strong performance has left stocks trading at elevated valuations, and the Federal Reserve has signaled it needs to see more progress on inflation in order to cut…
Key takeaways The Biden administration forgave over $175 billion in student loan debt for nearly five million borrowers. While Biden canceled more education debt than any other U.S. president, he did not fulfill his campaign promise for sweeping loan forgiveness. Student loan forgiveness is not guaranteed, and there are many…
Investment strategists surveyed by Bankrate expect Treasury yields to decline slightly from current levels over the next year. Bankrate’s Fourth-Quarter Market Mavens Survey found that market pros forecast the 10-year Treasury will yield an average of 4.14 percent 12 months from now, up from last quarter’s projection of 3.53 percent.…
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