Key takeaways Travel credit cards can offer significant rewards and benefits for cardholders, like complimentary checked baggage, airport lounge access, bonus points and elite status. Some travel cards come with high annual fees, but you can offset the fee if you earn rewards, travel often and tap into your benefits.…

You’ve aced your interview. Great job! But there’s one last step to getting hired, and it’s tiny but mighty. If you really want to leave a lasting impression on your hiring manager, you’ll need to write a thank-you email after your interview. Following up with your hiring manager by sending…

If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” One of the biggest companies offering these kinds of buy now, pay later plans is Affirm. But is it a good idea to use Affirm…

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Key takeaways Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance are typically higher than those for term life insurance. Types of cash value…

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A smart personal finance strategy often involves earning some interest on your money while not taking on too much risk. These days, high-yield savings accounts are one viable option, as some are outpacing inflation. In addition to savings accounts, there are plenty of other relatively safe ways to get a return…

Did you know the national average cost of car insurance is $1,342 for full coverage?1 (That works out to about $112 for your monthly car insurance bill.) But remember, that’s the average. Car insurance costs vary a lot depending on a bunch of factors. So, how do insurance companies figure…

Christmas is the season of giving, but that doesn’t have to mean giving more of your money to your insurance company. Yes, we’re going to talk about insurance at Christmas because nothing fills the heart with good cheer like thoughts of dying, crashing your car, your house catching on fire,…

Currency exchange is a common necessity for travelers, international shoppers and anyone conducting business overseas. However, it’s not as simple as changing one currency for another; it’s about finding the best rates and avoiding unnecessary fees.  Excessive fees can significantly impact how much money you receive, making it essential to…

You’ve probably heard of Murphy’s Law, right? It says that anything that can go wrong will go wrong. If Murphy has set up camp in your spare bedroom and you’re not sure how you’re going to cover those emergency expenses or pay down your debt, we get it—it can be…

If you’re hoping to buy a house in the near future, your pathway to purchase will look quite different depending on where exactly you want to live. The definition of affordability isn’t identical across the entire country, so it’s important to think about where you can get the biggest bang for…

Wondering just how much debt the average American has? We’ve got you covered! We’re going to look at the average American debt and break it down by age and different types of debt, like student loans, mortgages and credit cards. These numbers may make it look like everyone is drowning…

Key takeaways Despite the generous welcome offer and earning rate on the American Express® Business Gold Card, the $375 annual fee may give some business owners pause. Looking over your past business spending can help you determine the amount of rewards you can earn and whether your rewards haul will…

Images by GettyImages; illustration by Hunter Newton/Bankrate Options trading can be complex, and the trading jargon may confuse even experienced investors and traders. Two of the most common options contracts to understand are call and put options. Here’s what options traders should know about these popular contracts. What are call…

As a small business owner, financing backed by the U.S. Small Business Administration (SBA) represents some of the most affordable types of business loans available. SBA loans are a popular option for both startups and established businesses alike. These loans tend to feature low interest rates, higher loan amounts, and…