The United States has the most roadways on the planet, with more than 4 million miles of open road. Across the 50 states, you can get virtually any type of driving experience: coastal highways, desert one-lanes, mountain roads, sprawling suburbs and bustling cities. However, some states offer more favorable driving…
Key takeaways Your 30s is a time to clarify your financial goals and start ramping up your savings, aiming to set aside 10-15 percent of your income. Choose the right tools — a workplace retirement plan and an IRA — to put your money to work. With decades until retirement…
Key takeaways If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you’ll need to meet specific service, income and credit score guidelines. The two primary…
Key takeaways The president can influence the stock market, but other factors can have a greater impact on share prices, such as consumer behavior, the Federal Reserve and global trade. President Donald Trump’s tariff announcements have been unpredictable and have negatively affected the stock market, at least temporarily. When stock…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Applying for a credit card can be an effective way to start rebuilding your credit after a bankruptcy, but you must wait until your bankruptcy is fully discharged to apply. Depending on the type of bankruptcy filed, it could take as long as five years for…
Credit Sesame explains how a good credit score can save money and improve your personal financial outlook. 1. Lower interest rates on loans One of the clearest benefits of strong credit is qualifying for lower interest rates. Borrowers with high credit scores generally receive better loan offers, potentially saving thousands…
More than ever before, women in the U.S. are taking control of their finances, investing in their future selves and making smart money choices. But there’s still one obstacle in their way today: the gender pay gap. Census Bureau data for 2023 estimates women working full time, year-round earned 83…
3. Ditch the Gym: Let Your Sidekick Keep You Active Dogs need walks, cats need play time, and even small pets like rabbits or birds can encourage movement. Building an exercise routine with your pet – or while your pet keeps you company – can double as your workout, reducing…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Putting your home in a trust can protect your assets while you’re alive and make the ownership transfer easier after your death. The trustee is often an adult child of the homeowner, who will ultimately inherit the property. Benefits of putting…
The stock market is off to a rough start in 2025, with the S&P 500 and Nasdaq Composite tumbling into correction territory, and many stocks down 20 percent or more from their recent highs. Berkshire Hathaway has been one of the few winners so far this year, with its stock…
MStudioImages/Getty Images Today, most banking transactions are done online, including paying by check. But what exactly is an eCheck, and when might you need to use one? We’ll explore the basics of eChecks, how they work and the situations in which you may want to use one. What is an…
Johner Images/Getty Images Starting in April, some retired teachers, firefighters, police officers and other public-sector employees will see some extra scratch in their monthly Social Security check, courtesy of the Social Security Fairness Act (SSFA) signed into law by former President Joe Biden. The SSFA eliminated some longstanding provisions that…
When your revenue relies on generating transaction fees, your customers’ moods have an outsize impact on your business prospects. While you might think that this dour environment is good for brokerage firms — with traders frantically placing more orders, even if they’re selling — the opposite is actually true. Brokerage…
ATM fees are among several kinds of bank fees that can eat into your account balance over time if you don’t look out for them. ATM fees can quickly add up, taking a significant bite out of your budget if you’re not careful. The average combined ATM fee now at…
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