Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates compared to federal loans. Private student loans may also be tax deductible, but they can carry the risk of not being discharged in bankruptcy and potentially persisting after death. Private student loans do not offer…
Trading stocks may sound glamorous, but behind the scenes it’s actually a lot of hard work and can involve extensive research. While it’s not always easy, new investors can take a number of steps to begin investing successfully, including finding a style that works to grow their portfolio over time.…
If you’re thinking of building a new house, you’re not alone—nearly half a million new single-family houses were built in the first half of 2020 all across the U.S.1 Sure, you really like the idea of moving into a brand-spankin’-new house with all the latest features and technology. But you’re…
MoMo Productions/Getty Images Key takeaways Secured and unsecured loans can be obtained from a bank, credit union or online lender. Secured loans require collateral but can get you access to a larger sum of funds. Unsecured loans do not require collateral. The amount and rates you’re eligible for are based…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Think about the biggest life change you’ve had in the past year. The past five years? Now think about what’s coming up in the next five. You’ve probably got at least one major event that either just happened or is getting ready to happen. Maybe…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Thomas Barwick/Getty Images Comenity Bank is a lesser-known specialized bank that partners with merchants to offer store credit cards with rewards tailored toward frequent shoppers. While most of its card offerings only work with that particular merchant, it also provides a few niche cards on the Visa and Mastercard networks.…
In today’s digital age, your driving habits can have a positive effect on your wallet, thanks to innovative programs like USAA’s SafePilot. This telematics-based initiative rewards cautious and responsible drivers by using a smart app to monitor patterns like braking intensity and time behind the wheel. Participants can earn potential…
Key takeaways Section 7702 of the IRS tax code outlines the criteria that life insurance policies must meet to qualify for tax advantages. The term ‘7702 plan’ is a loose marketing term, not a specific type of life insurance policy. It typically refers to the tax treatment of cash value…
Bitcoin’s price has been on a roller coaster ride since it first debuted in January 2009, but the long-term trajectory has been higher – “up and to the right,” as they say. Bitcoin ushered in the age of cryptocurrency, but it took quite a while before the public sat up…
As the 2024 hurricane season winds down, thousands of homeowners face the incredible challenge of cleaning up and starting over. Hurricanes Helene and Milton, which devastated portions of the Atlantic coast in September and October, are estimated to join the ranks of the most costly climate disasters in U.S. history…
Money isn’t just a financial issue — it’s also an emotional one. For half of Americans, financial stress is taking a serious toll on their mental health, according to a recent survey by Jenius Bank. A striking 50 percent of respondents reported battling anxiety, stress or depression tied to their…
Cut Out Restaurant and Delivery Meals to Save Cutting out restaurant and delivery meals, e.g. Uber Eats deliveries at home, fast food lunches during the workday, etc., will make the biggest difference to your monthly food bill. It’s one of the quickest ways to boost your food budget. On average,…
How old were you the first time you thought to yourself, “I’m rich!” Maybe it was after receiving your first allowance or a birthday card from Grandma. It probably wasn’t much money, but it suddenly seemed like anything was possible. When was the last time you felt that way? As…
Most car insurance policies are designed to last for six or 12 months. However, you may find yourself in a position where you only want to cover a car for a short period of time. For instance, if you’re selling a vehicle you’ve been keeping in storage, you may want…
The Liberty Mutual safe driving app, called RightTrack, is a telematics program that may save you money on your policy if you are generally a safe and careful driver. According to the company, you may save up to 30 percent after a 90-day review period. You can, however, see a…
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