Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Private student loans can help cover any funding gaps for college — ideally, after you’ve exhausted your federal loan eligibility and applied for grants and scholarships. Private loans have flexible repayment options and eligibility requirements, but they often have higher interest…
Cryptocurrency has taken the world by storm, especially during the last few years. After having topped out around $3 trillion in 2021 and falling in 2022, the total value of all these digital currencies now sits at about $3.3 trillion as of November 2024, according to CoinMarketCap.com. Of these, Bitcoin…
Unfortunately, there are a lot of financial “experts” out there who want you to use debt to get rich. They’ll use smoke and mirrors and throw around fancy terms like “leverage” and “margin” to make this sound like a sophisticated investing strategy that will put you on the fast track…
Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates compared to federal loans. Private student loans may also be tax deductible, but they can carry the risk of not being discharged in bankruptcy and potentially persisting after death. Private student loans do not offer…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Key takeaways Though lawyers earn above-average salaries, law students typically graduate with over $100,000 worth of debt. The amount of debt you take on will be based on the type of school you attend (public or private), whether you’re a resident student and the school’s…
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Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
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The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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How old were you the first time you thought to yourself, “I’m rich!” Maybe it was after receiving your first allowance or a birthday card from Grandma. It probably wasn’t much money, but it suddenly seemed like anything was possible. When was the last time you felt that way? As…
Most car insurance policies are designed to last for six or 12 months. However, you may find yourself in a position where you only want to cover a car for a short period of time. For instance, if you’re selling a vehicle you’ve been keeping in storage, you may want…
The Liberty Mutual safe driving app, called RightTrack, is a telematics program that may save you money on your policy if you are generally a safe and careful driver. According to the company, you may save up to 30 percent after a 90-day review period. You can, however, see a…
10’000 Hours/Getty Images In most cases, your car insurance policy has strict limits that apply to each portion of your coverage. Once you’ve exhausted those limits, your insurance company won’t pay out any more to cover your damages. But in the case of uninsured motorist coverage, some states permit drivers…
Key takeaways Mortgage rates change daily — sometimes more frequently — based on the economy, inflation and other factors. If you’re looking to get preapproved for a mortgage soon, check rates more often and take note of historical trends. This can help you pinpoint when to lock your rate. You…
Andrey_Popov/Shutterstock Saving money is the foundation of financial success. By setting aside cash from each paycheck that you promise to not spend, you’re setting yourself up to eliminate the stress of stretching yourself too thin – or even worse, racking up credit card debt. However, knowing exactly how much you…
Thanksgiving is a time for family, gratitude, and creating lasting memories. However, amidst the hustle and bustle of preparing a feast, it’s easy to overlook the importance of spending quality time together. The good news is that you don’t need to spend a fortune to enjoy fun activities with your…
Key takeaways While a brokered CD works similarly to a traditional CD, there are some key differences to understand. Traditional CDs are available at banks and credit unions, while a brokered CD is available via a brokerage firm. If choosing between a brokered CD and a traditional CD, factor in…
Key takeaways The Capital One mobile app allows banking and credit card customers to access and manage their accounts in a secure way. The Capital One mobile app supports two-factor authentication, as well as multiple sign-in options. Once logged into the app, you can use it to view and manage…
Your home insurance policy likely includes financial protection against volcano damage. Usually, this includes coverage not just from lava flow, but also from ash, fires and airborne shock waves. Insurance can help rebuild your home, replace your personal belongings and reimburse you for hotel fees if you’re displaced from your…
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