The United States has the most roadways on the planet, with more than 4 million miles of open road. Across the 50 states, you can get virtually any type of driving experience: coastal highways, desert one-lanes, mountain roads, sprawling suburbs and bustling cities. However, some states offer more favorable driving…
Key takeaways Your 30s is a time to clarify your financial goals and start ramping up your savings, aiming to set aside 10-15 percent of your income. Choose the right tools — a workplace retirement plan and an IRA — to put your money to work. With decades until retirement…
Key takeaways If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you’ll need to meet specific service, income and credit score guidelines. The two primary…
Key takeaways The president can influence the stock market, but other factors can have a greater impact on share prices, such as consumer behavior, the Federal Reserve and global trade. President Donald Trump’s tariff announcements have been unpredictable and have negatively affected the stock market, at least temporarily. When stock…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Equipment loans can be used to purchase large assets that could strain cash reserves Equipment loans are easy to qualify for and are offered through a variety of bank and online lenders. If you fail to pay your equipment loan on time, the lender may seize the equipment…
Investors were reminded of how volatile stocks can be in early March as stocks sold off due to concerns about how tariffs would impact the outlook for economic growth and inflation. Previous market darlings such as Tesla and Nvidia saw their shares fall about 50 percent and 30 percent, respectively,…
Key takeaways Extended warranties typically cover significant repairs for systems like heating/air, engine, and brakes. Extended warranties may be helpful to luxury car owners or those who plan to keep their car for many years after the manufacturer’s warranty expires. The cost of an extended car warranty can range from $1,300…
Key takeaways Scams are on the rise globally making it important to do your due diligence when shopping for a personal loan. Promises that loan approval is guaranteed, especially with no credit check, is one of many different red flags to watch out for. Checking that a lender is registered…
Indiana may be known as the Crossroads of America, but a lot of people are finding reasons to race to the Hoosier State and put their cars in park. One reason being it’s still an affordable place to plant your roots: The state’s housing costs are well below the national…
If you’ve never owned a home — or you have, but not recently — you might qualify for a first-time homebuyer loan or assistance. First-time buyer loans typically have more affordable rates and more flexible requirements, such as a lower minimum down payment or credit score. Many help buyers afford…
Key takeaways A credit sweep is a credit repair tactic that disputes all negative items on a credit report at once, often fraudulently. Credit sweeps often involve falsely claiming identity theft in order to remove legitimate negative items from a credit report, which is illegal. Instead of a credit sweep,…
Photography by Getty Images; Illustration by Bankrate Key takeaways Lease acquisition fees typically range from $600 to over $1,000. The acquisition fee will likely be higher when you lease a more expensive vehicle. The acquisition fee can either be paid upfront or bundled into the monthly payments on your lease.…
catscandotcom/Getty Images Like the relentless Washington rain, a speeding ticket can wash away your safe-driver status, taking your access to affordable insurance rates down the drain with it. Not to mention the fine you’ll have to pay for the speeding ticket itself. Bankrate’s team of insurance experts is here to…
Key takeaways When used appropriately, credit cards can be powerful credit-building tools. Depending on where you’re starting from, a secured credit card can be a good first step to building strong credit. As you build a strong history with issuers, you may be able to move on to higher-level credit…
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