Key takeaways You could benefit from shopping for home insurance even if you’re not buying a new house. Shopping around can help you find better rates, avoid negative customer service experiences and ensure your coverage is adequate. Because your coverage needs can change, insurance experts recommend conducting an annual or…
No one becomes great on their own. Each one of us needs someone we can look up to and lean on for support. Luke Skywalker had Obi-Wan Kenobi. Harry Potter had Dumbledore. Katniss Everdeen had Haymitch. And these mentors aren’t confined to the world of fiction! The greatest leaders—from business…
Key takeaways Although leasing a car with bad credit is possible, it will likely mean higher rates. You typically need a prime credit score of at least 661 to get decent leasing rates or offers. If you have bad credit, you can look into cosigners, larger down payments, decreasing your…
When it comes to investing, there are good options, there are bad options . . . and then there’s options trading. Many “do-it-yourself” investors looking for something to invest in besides stocks have tried their hand at buying and selling options as an alternative. In fact, 2018 was a record…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Trading stocks may sound glamorous, but behind the scenes it’s actually a lot of hard work and can involve extensive research. While it’s not always easy, new investors can take a number of steps to begin investing successfully, including finding a style that works to…
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Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways SBA Express and Export Express loans offer loans of $500,000 or less Express loans don’t need SBA review, speeding up the approval process Lender requirements can vary from lender to lender, so you may want to compare multiple lenders before making a decision…
Feeling stuck in a Parent PLUS Loan? You’re probably looking for the easiest way out of it, including getting the whole debt forgiven. But is Parent PLUS Loan forgiveness real? And what are your options to get rid of this thing for good? Time to find out! Is Parent PLUS…
UPDATE as of June 30, 2023: The Supreme Court has blocked Biden’s student loan debt relief program—which means this forgiveness will not be happening. Well, it’s finally happening . . . maybe. President Biden recently announced his plan to forgive some student loan debt—up to $20,000 per borrower to be exact.…
Most baby boomers — those born between 1946 and 1964 — are now in retirement. While many have enjoyed successful careers and comfortable lifestyles, others find themselves in a less-than-ideal financial situation. A common regret among this generation is not saving more for their golden years. According to Bankrate’s 2024…
Have you made room in your fall budget for COVID-19 tests? The Biden administration has announced that as of September 2, it’s ending a COVID test giveaway that ran throughout most of 2022.1 Starting in January of 2022, you had the option to be reimbursed through your health insurance for…
Credit Sesame discusses retirement challenges caused by purchasing homes later in life. The typical American homebuyer is getting older, with recent housing market statistics showing that Americans delay home purchases until later in life. There are good reasons for this, but it is important to recognize how it complicates retirement…
It’s the middle of summer, and your AC suddenly goes out. You don’t have a couple thousand dollars to get it fixed, but the temperature is rising, the kids are screaming, and you’re sweating from more than just the heat. So, you race down to your local credit union and…
Things were looking pretty good for cryptocurrencies and the folks who went all in to “invest” in them . . . for a little while, at least. Cryptocurrencies like Bitcoin, Ethereum and even joke coins like Dogecoin all shot up in value in the aftermath of the COVID pandemic.…
Whether you’re switching banks or starting fresh, opening a bank account is a big step. So it’s important to get everything in order before you try setting up the account. But how do you prepare? What do you need to open a bank account? And in this digital age, do…
Key takeaways Interest rate changes have an immediate effect on revolving or variable-rate debts like credit cards. Secured loan interest rates don’t rise or fall as much as unsecured loan rates. The overall economic outlook influences how much lenders charge for you to borrow — whether you opt for secured…
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