A lot of people get into stock trading with these grand visions of finding the next Apple or Facebook to invest in and making a huge fortune. But stock trading is a lot like fishing. Your buddy will gladly tell you all about “the big one” he caught on his…

PeopleImages/Getty Images Key takeaways If the cosigner of your loan with dies, it is important to keep up with your loan payments to avoid the risk of default. No matter whether the deceased was the co-signer or primary borrower, you will become the sole person responsible for loan payments. It…

Okay, you guys. This isn’t an easy topic, but it’s a crucial one. The reality is that talking about what happens to your parents’ things when they’re no longer here is, well, not fun. But not only is it super important to talk about estate planning with your parents while…

Key takeaways You could benefit from shopping for home insurance even if you’re not buying a new house. Shopping around can help you find better rates, avoid negative customer service experiences and ensure your coverage is adequate. Because your coverage needs can change, insurance experts recommend conducting an annual or…

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Things were looking pretty good for cryptocurrencies and the folks who went all in to “invest” in them . . . for a little while, at least.   Cryptocurrencies like Bitcoin, Ethereum and even joke coins like Dogecoin all shot up in value in the aftermath of the COVID pandemic.…

Whether you’re switching banks or starting fresh, opening a bank account is a big step. So it’s important to get everything in order before you try setting up the account. But how do you prepare? What do you need to open a bank account? And in this digital age, do…

Key takeaways Interest rate changes have an immediate effect on revolving or variable-rate debts like credit cards. Secured loan interest rates don’t rise or fall as much as unsecured loan rates. The overall economic outlook influences how much lenders charge for you to borrow — whether you opt for secured…

Update as of June 2023: Federal student loan payments will resume October 2023—with interest starting back September 1, 2023. Let’s be real: It’s been a rough few years. Maybe you were hit hard financially, and it’s been a struggle to keep food on the table, let alone worry about your student…

Key takeaways PIP, or Personal Injury Protection, is a kind of auto insurance that covers your medical expenses and lost income after an accident, no matter who caused it. In New York, PIP coverage is mandatory, and you need to have a minimum coverage limit of $50,000 for injuries from…

You walk onto the lot looking for a sensible car for your commute—a used one if you can get it. But on the way to look at the economy hatchback that gets 40 miles per gallon, the dealer notices your eye wander toward that big, beautiful luxury sedan—the German one.…

Most modern cars come equipped with advanced safety technology. Features like lane departure warnings, forward collision mitigation and blind spot detection are becoming standard, and automakers have even committed to making automated emergency braking an essential component of all new cars by 2029. From a safety perspective, this is all…

Listen, there are a whole bunch of myths about student loans that we need to take a second to debunk right now. It’s time to call the student loan industry out on its lies so you can have a healthy financial future. I’m sick and tired of seeing students losing…

Whether captivated by oceanside views or distracted by buzzing city life, it’s all too easy to lose track of your speedometer while cruising around California. However, the price of a momentary lapse in caution can prove steep. The consequences of a speeding ticket in the Golden State extend far beyond…

You’ve probably experienced the pain of a bank fee at some point—the unexpected charge to your account, the balance that’s lower than it should be, the confusion about why you were charged, the sick feeling of losing money when you were already running short. If those fees feel unfair, it’s…