Key takeaways High credit card interest rates can make it harder to get out of debt for those carrying a balance on their credit cards from month to month. Credit unions and smaller banks tend to offer lower interest rates than large issuers, according to data from the Consumer Financial…
Investment analysts expect the yield on the benchmark 10-year Treasury note to be somewhat lower a year from now, according to Bankrate’s First-Quarter Market Mavens survey. The survey found that analysts expect the rate to fall to 4.08 percent, from 4.25 percent at the end of the survey period on…
Key takaways Regularly researching and potentially getting a new credit card can help you maximize perks and rewards. If your credit card score has improved or your life circumstances have changed since you initially applied for your current primary credit card, a new card could offer better perks. Make sure…
Dennis Diatel Photography/Getty Images Investors are facing a number of challenges right now. Tariffs, sticky inflation and uncertainty regarding monetary policy are rattling the stock market. On top of that, the crypto market has also felt the pressure, as digital asset prices have struggled to keep up with the momentum…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Image by GettyImages; Illustration by Bankrate Home equity lines of credit (HELOCs) have tumbled past the key threshold of 8 percent. The average rate on a $30,000 HELOC dropped 11 basis points to 7.90 percent this past week — a level not seen since 2023,…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves replacing your current mortgage with a new loan with a different interest rate, loan term or both. Some types of mortgages offer the option of a streamline refinance, which doesn’t…
Daniel Zuchnik/Getty Images Warren Buffett is one of the greatest investors ever, so when he offers insight into his investment strategy, people tend to listen. Buffett has made his fortune identifying undervalued businesses and buying them for the company he has led for 60 years, Berkshire Hathaway. Berkshire shareholders have…
Connecticut ranks seventh in Sharecare’s Community Well-Being Index, a signal that living here translates to a higher quality of life compared to other states. But living in Connecticut doesn’t come cheap: In 2025, home prices in Connecticut were up 9.9% compared to 2024, according to Redfin. If you’re a first-time…
Xinhua News Agency/Getty Images Stocks sold off in early March as investors grappled with how tariffs would impact inflation and the outlook for economic growth. Some investors even grew concerned about a possible recession. Some of the biggest tech companies saw their shares tumble 20 percent or more, with Tesla…
Key takeaways Homeowners insurance protects the borrower’s and lender’s investment in the home, while mortgage insurance financially protects the lender’s investment in the home if the homeowner defaults on their loan. Mortgage insurance is typically required for borrowers who make a down payment of less than 20 percent when purchasing…
2025 has seen a rough start for the stock market. By mid-March, the Nasdaq plummeted more than 10 percent from its all-time high, entering what market watchers call a “correction.” The S&P 500 stock index wasn’t far behind, either, though not officially in correction territory. This kind of downdraft…
Julia Barnard was working her “dream job,” pouring her “heart into the work” of helping education debtors nationwide. Until Barnard — the last student loan ombudsman at the hotly-contested Consumer Financial Protection Bureau (CFPB) — was abruptly (and some argue, illegally) fired by the Trump Administration on Feb. 13. Barnard’s…
Key takeaways Think about the mix of industries and sectors in your portfolio. For instant diversification at a low price point, look to index funds. Watch out for over diversification as you pick assets. As stocks and other investments change value over time, investors may find that one or…
The Stanford Marshmallow Test, conducted by researcher Walter Mischel in the late 1960s, found that children who could delay immediate gratification — by waiting to eat a marshmallow placed before them — tended to achieve better outcomes later in life. The lesson? Sacrificing short-term indulgences can lead to bigger rewards…
Flashpop/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can get a loan for a vacation home from a private lender. There are no government-backed loans for vacation homes. Qualifying for a vacation home loan is typically harder than qualifying to buy a primary residence, with stricter debt-to-income ratio, credit…
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