Key takeaways Although CDs offer great returns, there may be more lucrative options. Dividend stocks can offer better returns, as can bond funds. Consider your risk tolerance and investing horizon when making your choices. If you’re looking for a safe place to store your money while earning a return, you…
A margin call occurs when the value of securities in a brokerage account falls below a certain level, known as the maintenance margin, requiring the account holder to deposit additional cash or securities to meet the margin requirements. Margin calls only happen in accounts that have borrowed money to purchase…
South_agency/Getty Images Key takeaways Cash back cards that feature rotating bonus categories reward higher cash back rates for spending in select categories each quarter. Chase and Discover categories change each quarter and require activation in order to secure the higher rewards rate. While rotating bonus category cards don’t release their…
Key takeaways The Chase Sapphire Preferred® Card is worth it for frequent travelers and aspiring rewards earners with good credit. The Chase Sapphire Preferred isn’t worth it for spenders who may prefer going out and earning cash back. If you’re looking for a generous welcome bonus, partner deals and travel…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways The Chase Sapphire Preferred® Card rewards structure makes it one of the most generous travel credit cards on the market today, especially when you consider its $95 annual fee. The card’s lucrative sign-up bonus only adds to the allure for cardholders who are…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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The Federal Deposit Insurance Corp. (FDIC) standard insurance limit hasn’t changed in more than a decade. The FDIC insurance limit has only increased seven times in its 90-year history, making each change a significant event in the American banking system. These changes have occurred for various reasons over the years.…
Barry Winiker/Getty Images Despite being one of the 13 original colonies, historic Massachusetts has all-too-contemporary real estate prices. As of February 2025, homes were selling for a median price of $614,000, according to Redfin — making it one of the most expensive states to buy property in. Luckily, first-time homebuyers…
Key takeaways Small business loans are not hard to get from online lenders that tend to have more relaxed lending requirements than traditional banks. Personal loans tend to also have relaxed eligibility requirements, such as accepting a bad personal credit score. The choice between the two comes down to which…
The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their money when economic winds change. Rates on many CDs rose in 2022 and 2023, after which they leveled off…
Key takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves replacing your current mortgage with a new loan with a different interest rate, loan term or both. Some types of mortgages offer the option of a streamline refinance, which doesn’t…
Daniel Zuchnik/Getty Images Warren Buffett is one of the greatest investors ever, so when he offers insight into his investment strategy, people tend to listen. Buffett has made his fortune identifying undervalued businesses and buying them for the company he has led for 60 years, Berkshire Hathaway. Berkshire shareholders have…
Connecticut ranks seventh in Sharecare’s Community Well-Being Index, a signal that living here translates to a higher quality of life compared to other states. But living in Connecticut doesn’t come cheap: In 2025, home prices in Connecticut were up 9.9% compared to 2024, according to Redfin. If you’re a first-time…
Xinhua News Agency/Getty Images Stocks sold off in early March as investors grappled with how tariffs would impact inflation and the outlook for economic growth. Some investors even grew concerned about a possible recession. Some of the biggest tech companies saw their shares tumble 20 percent or more, with Tesla…
Key takeaways Homeowners insurance protects the borrower’s and lender’s investment in the home, while mortgage insurance financially protects the lender’s investment in the home if the homeowner defaults on their loan. Mortgage insurance is typically required for borrowers who make a down payment of less than 20 percent when purchasing…
2025 has seen a rough start for the stock market. By mid-March, the Nasdaq plummeted more than 10 percent from its all-time high, entering what market watchers call a “correction.” The S&P 500 stock index wasn’t far behind, either, though not officially in correction territory. This kind of downdraft…
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