Side hustles are a great way to make more money. They can help you reach a savings goal, pay more toward your student loans, or just add some breathing room to your budget (thanks, inflation). When my husband and I were paying off debt, we did plenty of side hustling to help get…
Key takeaways Term life insurance ends after a set number of years, but that doesn’t always mean your need for coverage disappears. You might be able to renew your policy or convert it to permanent coverage, depending on what your insurer allows. If you’re still in good health, getting a…
Key takeaways An LLC loan is no different than other types of business loans, except they’re aimed at businesses organized as limited liability companies LLC loans can be used for various short- and long-term costs, including funding startup costs, equipment and inventory purchases, working capital and business debt refinancing or…
Does your paycheck show up in your bank account and then just . . . vanish? Yep, been there. But zero-based budgeting can fix that! With a zero-based budget, you’re giving every single dollar a job on purpose. It’s hands down the best way to take control of your money…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Images by GettyImages; Illustration by Bankrate Every investor loves to find an undervalued stock. In fact, the value investing strategy has been touted by some of the greatest investors of all time, including Warren Buffett. Value investments can provide the rare combination of low risk…
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Justin Paget/Getty Images Key takeaways Loan insurance could help you pay for some or all of your personal loan in certain hardship situations,…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Ariel Skelley / Getty Images Key takeaways Interest rates on federal student loans are always fixed. These rates are set on July 1 each year for loans disbursed from July 1 to June 30 of the following year. Borrowers with existing federal student loans will not see any changes when…
The Federal Reserve left interest rates unchanged Wednesday at its March meeting, acknowledging that tariffs are expected to slow the economy and have likely already lifted inflation. The Federal Open Market Committee’s (FOMC) decision means that its key borrowing benchmark rate will stay in a target range of 4.25-4.5 percent,…
The Federal Reserve left interest rates unchanged at its meeting today, but Fed Chair Jerome Powell highlighted the risks tariffs pose for the economy going forward. Tariffs “tend to bring growth down; they tend to bring inflation up,” Powell said. As a result of the Federal Open Market Committee’s (FOMC)…
Key takeaways The mission of the Consumer Financial Protection Bureau (CFPB) is to protect consumers from unfair, deceptive or abusive practices by financial companies. CFPB enforcement actions have resulted in $19.7 billion paid to consumers in restitution, according to the agency’s website. Since President Donald Trump took office in 2025,…
Key takeaways The Federal Reserve doesn’t directly set auto loan rates — but it does affect the cost for lenders to borrow money. The Federal Funds rate was three times in 2024 and now sits at 4.25-4.5 percent. High interest rates have offset any concrete wins from stabilizing vehicle prices.…
Suzanne Tucker/Shutterstock Key takeaways A mortgage application collects information mortgage lenders need to determine whether you’re eligible for a loan to buy a home or refinance. This includes details about your finances and the property tied to the loan. Most lenders use the standard Uniform Residential Loan Application (URLA) or…
If you have ever received a citation while driving, you may have wondered about the difference between a speeding citation vs. a ticket. The truth is that these terms can be used interchangeably. We dive into what to do if you receive a citation and how you may be able…
The Massachusetts Mutual Life Insurance Company, better known as MassMutual, is a well-established and reputable institution that offers a range of annuities designed to meet different retirement planning needs. This review dives into the different annuity options available from MassMutual, including key features and who the annuity is best suited…
Key takeaways It’s possible to earn rewards at the gas station through rotating category cards, flat-rate cash back cards and co-branded cards. The right gas credit card for your needs comes down to where you fill up and how much you spend on fuel each year. Pairing a dedicated gas…
Nora Carol Photography/ Getty Images; Illustration by Austin Courregé/Bankrate In recent years, interest rate hikes by the Federal Reserve pushed bond yields near levels not seen in more than a decade. But with the Fed holding rates steady in 2025 after cutting them last year, should investors be looking to…
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