10’000 Hours/Getty Images It’s not uncommon for someone to have a couple of bank accounts, but James Royal, Bankrate’s investing and wealth management reporter, has about two dozen of them. There’s a few pros to having multiple bank accounts (though there are a few cons too). You can earn a…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill to extend and expand tax cuts. And student loan forgiveness programs and healthcare subsidies are squarely in the crosshairs. President Trump and GOP congressional leadership hope to pass a large…
If you take a journey down the rabbit hole of precious metals as currency you will note that it is not as stable as many of the precious metal lovers will have you believe. Gold and silver have no real intrinsic value. Value yes, use cases yes, but a God-given…
IRS Commissioner Danny Werfel has announced that he is leaving the agency on January 20, 2025. The timing is something of a surprise, since it was expected that Werfel might remain through tax season. Late last year, President-elect Donald Trump announced he has tapped former Congressman Billy Long as IRS…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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How Doctors Are Pushing Medical Credit Cards on Patients Medical credit cards are increasingly pushed on patients across America as the costs of health, dental, and veterinary procedures rise. CareCredit had 12 million cardholders and 270,000 participating providers in 2024, up from 4.4 million cardholders…
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Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt collectors can pursue old debts with the threat of lawsuit until the statute of…
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It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Brooklyn Lowery / Bankrate The Chase Freedom Flex® bonus categories have been announced for the first quarter of 2025, and they should be winners for most cardholders. The categories are grocery stores (excluding Walmart and Target); fitness clubs and gym memberships; hair, nail and spa services; and Norwegian Cruise Lines.…
Investing is a critical part of building wealth and achieving your financial goals, but that doesn’t mean it’s easy. There are plenty of mistakes you can make along the way that could derail your progress and keep you from achieving your goals, such as retirement. (If you’re just starting out,…
Once you file your taxes, you should plan to keep your tax returns for a minimum of three years from the date you filed your original return. But there are situations where you should keep your tax returns even longer. How long should you keep your tax returns? How long…
Key Takeaways After you earn and redeem your credit card welcome bonus, you might be worried that you’ll never see that many points in your account again. A welcome bonus isn’t the only way to earn big when it comes to points or cash back rewards. You…
Key takeaways You don’t need to know everything about credit cards to find the best fit for your needs. Rewards credit cards are best for everyday purchases, earning you cash back or points on your spending. Travel credit cards are a solid fit for frequent travelers and include co-branded airline…
The Consumer Financial Protection Bureau (CFPB) released its new Explore Credit Cards tool this week, intended to allow consumers to compare more than 500 credit cards based on “unbiased, comprehensive data.” The launch of the new resource is one of a number of actions taken by the CFPB this year…
If you’re new to investing and don’t know where to start, the good news is that you have a ton of resources when it comes to learning how to invest. The bad news is that not all of those resources are helpful or accurate. In fact, some of that information…
Key takeaways A 1099 worker is a self-employed individual that performs tasks or provides services to a company. A W-2 employee is a worker employed by a company that has full control over how the employee performs their work. You might hire a 1099 worker when you need projects completed…
As the winter months approach, the allure of snow-covered landscapes, holiday festivities, and cozy nights by the fireplace can be captivating. However, the colder season also brings its own set of challenges that can strain your finances if you’re not prepared. From heating costs to unexpected home repairs, winter can…
Daniel Balakov/Getty Images Funds focused on environmental, social and governance issues (ESG) have continued to have significant appeal in recent years, as institutions and individuals pay greater attention to the way their money is invested. Assets managed with ESG principles are expected to hit $40 trillion by 2030, according to…
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