They used to say, and still do, that there is no such thing as economics, only demographics. The idea is that whatever economic theory holds sway, it is overwhelmed by the effects of population. As a sidebar this is the key to predicting who will come out on top of…
President Donald Trump signed dozens of executive actions on his first day in office, including some that could impact your taxes. Two executive orders focused on federal employees, including the imposition of a hiring freeze and a requirement that federal government employees return to the office. Both could have immediate…
Key takeaways Renters insurance is typically quite affordable compared to many other types of insurance. Personal property insurance, personal liability insurance and additional living expenses coverage are typically included in a renters insurance policy. Standard renters insurance usually covers losses due to theft, but certain items may only be covered…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new credit cards and take out loans in their name. Some identity thieves even go a few steps further and seek medical care using someone else’s sensitive information, or they’ll use…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Home equity products turned in a slightly mixed performance ahead of the Federal Reserve’s first monetary policy meeting of 2025. The $30,000 home equity line of credit (HELOC) was unchanged at 8.28 percent — its lowest level in a year and a half, according to…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate A mixed week for home equity rates. HELOCs continued their 2024 declines: The $30,000 HELOC (home equity line of credit) dropped one basis point to 8.52 percent — its lowest level in a year and a half, according to Bankrate’s national survey…
Key takeaways The Chase Freedom Unlimited® could be worth it if you’re looking to earn more Ultimate Rewards, don’t want to pay an annual fee and can take advantage of the earnings structure, welcome bonus and intro APR. The Freedom Unlimited works well as a cash back card, but it…
Key takeaways The Chase Freedom Flex® is a unique cash back credit card that doubles as a great travel rewards card for those who know how to best take advantage of it. With no annual fee and the ability to redeem Chase Ultimate Rewards points for travel purchases, the Chase…
The Federal Reserve reduced borrowing costs again at its final gathering of 2024, but officials penciled in two fewer cuts for the year ahead as inflation stays stubbornly above their target. The Federal Open Market Committee (FOMC) cut rates by a quarter of a percentage point, marking the third consecutive…
Key takeaways Survey platforms work best as supplemental income, typically earning $100-500 monthly with strategic use. Legitimate platforms offer transparent payment terms and realistic earnings ($0.50-$3 per survey) through PayPal or gift cards. Specialized surveys targeting specific professions or demographics often pay significantly more than general consumer surveys. Side hustles…
The number one cause of car crashes in Illinois is speeding, according to the Illinois Department of Transportation. In 2023, over 1,200 people were killed in car crashes in the state, and 55 percent of those fatalities were a result of speeding. Not only is speeding dangerous, but it may…
Key takeaways The Chase Ultimate Rewards program is a premier points program for among rewards credit cards. Through Chase’s travel portal, certain cardholders can score heightened points value toward travel, whether it be by redeeming for travel with specific Chase cards or transferring to high-value airline and hotel partners.…
Key takeaways Emergency loans are borrowed for unexpected expenses when you don’t have enough savings. There are different types of emergency loans, including installment and revolving options. Personal loans and personal lines of credit offer lower interest rates and more flexibility, while payday loans and title loans have higher interest…
PM Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Loans for this amount are offered by banks, credit unions and online lenders. The latter often features rapid funding times. An excellent credit score will typically qualify you for the lowest rate on a loan of this size. Most importantly,…
MoMo Productions/ Getty Images Key takeaways Both banking tools and third-party apps serve different purposes in financial tracking. Banking tools excel at daily monitoring, while third-party apps offer comprehensive analysis and planning features. Combining bank-provided tools with select third-party apps often provides the most complete financial tracking solution. Regular monitoring…
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