Key takeaways Social media is a popular, often free marketing tool among small business owners Small businesses can use social media to build brand awareness with minimal upfront costs You can leverage social media for business by engaging with customers and overcoming pain points Customers expect you to interact with…
With Bitcoin’s recent meteoric rise in price, many investors are wondering how they can get in on the action. But with the price of one Bitcoin exceeding $100,000, how exactly can you invest in the world’s most valuable crypto coin? 3 ways to invest in Bitcoin without spending $100,000 One…
Credit Sesame explores the financial ripple effect of everyday choices, revealing how decisions in education, career, and living can shape your financial health and creditworthiness. The choices you make every day—where to live, which career to pursue, and how to further your education—can create ripples that shape your future in…
Many Americans have long struggled to build savings. However, high inflation and interest rates since the COVID-19 pandemic have made it even more difficult for people to save for emergencies. Only around 2 in 5 (41 percent) Americans would use their savings to pay for a major unexpected expense, such…
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Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
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There is little chance that the Federal Open Market Committee will cut interest rates on January 29. Fixed income markets currently project a 99.5% chance that interest rates are held steady at their current level of 4.25% to 4.5%, according to the CME FedWatch Tool.…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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As wildfires roar across southern California, these natural disasters are not only destroying homes but taking lives. Home insurance costs also are taking…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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The number one cause of car crashes in Illinois is speeding, according to the Illinois Department of Transportation. In 2023, over 1,200 people were killed in car crashes in the state, and 55 percent of those fatalities were a result of speeding. Not only is speeding dangerous, but it may…
Key takeaways The Chase Ultimate Rewards program is a premier points program for among rewards credit cards. Through Chase’s travel portal, certain cardholders can score heightened points value toward travel, whether it be by redeeming for travel with specific Chase cards or transferring to high-value airline and hotel partners.…
Key takeaways Emergency loans are borrowed for unexpected expenses when you don’t have enough savings. There are different types of emergency loans, including installment and revolving options. Personal loans and personal lines of credit offer lower interest rates and more flexibility, while payday loans and title loans have higher interest…
PM Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Loans for this amount are offered by banks, credit unions and online lenders. The latter often features rapid funding times. An excellent credit score will typically qualify you for the lowest rate on a loan of this size. Most importantly,…
MoMo Productions/ Getty Images Key takeaways Both banking tools and third-party apps serve different purposes in financial tracking. Banking tools excel at daily monitoring, while third-party apps offer comprehensive analysis and planning features. Combining bank-provided tools with select third-party apps often provides the most complete financial tracking solution. Regular monitoring…
Key takeaways Factor rates are a decimal that you use to multiply the entire loan by to get the total loan cost. Factor rates do not incorporate loan fees into its rate, as APRs do, making it difficult to evaluate the total cost of the loan. Factor rate loans tend…
The holiday season is a time for joy, celebration, and gift-giving. However, it can also bring about financial stress and anxiety, especially if you’re worried about managing your credit card payments amidst the flurry of holiday expenses. To help you navigate holiday spending without missing a beat on your financial…
Cavan Images / Nenad Stojkovic / Getty Images There are many types of annuities out there. Critics might say too many types. But if you’re in the market for an annuity, it’s important to understand how they’re described and classified so you know exactly what you’re signing up for and…
Electrical infrastructure stocks like Powell Industries and IES Holdings have been on a tear, leading Forbes’ ranking of mid-sized companies. Right behind are names like Abercrombie & Fitch, Dutch Bros, Sweetgreen and Shake Shack. By Hank Tucker, Forbes Staff The growing appreciation of artificial intelligence and anything related to it…
As the clock continues to tick down, Congressional leaders have finally released the text of a proposed funding measure to keep the lights on. As expected, it’s a short-term bill intended to fund the government through March 14, 2025. Without any action by Friday, December 20, 2024, funding will run…
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