Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
Key takeaways Applying for preapproval can help you know how much you can afford and negotiate at the dealership. The higher your credit score is, the lower your interest rates may be. Lenders offer competitive terms to borrowers with good to excellent credit. Have a budget in mind and know…
Andrei Medvedev/Shutterstock Key takeaways A pocket listing is a home for sale that isn’t publicly listed on the multiple listing service (MLS). Sellers can work with agents to let them know they prefer to keep their home quiet and only make it available to serious buyers. Some agents love pocket…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Cashback Monitor offers a snapshot of earning rates across dozens of shopping portals, so you can easily see which site offers the most cash back, points or miles. You can customize the Cashback Monitor site to show your preferred shopping portals and other…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Refinancing could mean lower car payments, but you may pay more interest over the loan term. Instead, consider requesting a loan modification, selling your car to a private seller or taking out a lease. You can also trade your current ride for a cheaper one. Be sure to…
porcorex/ Getty Images; Illustration by Austin Courregé/Bankrate Rewards are one of the biggest perks of credit cards. They can fly you to a new destination, secure you a rental car or pay for your next grocery run. That could be why so many people continue chasing rewards even with debt…
Key takeaways Credit scores are based on formulas that take multiple contributing factors into account. The time it takes to raise your credit score depends upon the reason(s) that your score is lower in the first place. The longer your accounts are open and in good standing, the better…
Key takeaways The statute of limitations for some types of debt is typically three to six years. While waiting for the debt to expire, record the start date when your debt was first recorded delinquent, don’t admit to the debt and check your state laws. Dealing with debt can be…
PeopleImages/ iStock / Getty Images Plus Key takeaways The Capital One Premier Collection allows certain cardholders to book luxury properties, including hotels and vacation rentals, and score additional perks and rewards. Benefits include an on-property $100 experience credit, complimentary Wi-Fi and daily breakfast for two. Eligible cardholders can also earn…
Key takeaways A power of attorney is generally not responsible for debts when the person they are POA for dies. A power of attorney may be responsible for debts if they cosigned a loan, share a joint account or are married to the person they’re POA for and live…
During times of financial hardship, it’s not uncommon to fall behind on regular bills and debts you owe. But if you don’t keep up with your payments for long enough, you may experience a bank levy, which is when any funds you have in the bank become “frozen” and unavailable…
Key takeaways The federal filing fee for Chapter 7 bankruptcy currently is $338, while Chapter 13 filings cost $313. Additional costs are involved in filing for bankruptcy, such as attorney and credit counseling fees. Bankruptcy filings can stay on your credit report for up to 10 years, impacting your finances…
Credit Sesame’s personal finance news roundup March 22, 2025. Stories, news, politics, and events impacting personal finance during the past week. Fed holds rates steady, slows Treasury cutsFed projects weakening economy aheadConsumer confidence plunges in March 2025Consumer spending stalls in February 2025Household wealth hits record at end of 2024Mortgage rates…
Key takeaways The total cost of renting a vehicle will be influenced by the vehicle size, the amount of time you rent and the location of the rental. The average cost per day for a four-day rental is $44, according to Hopper. To secure the best car rental deal, it…
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