Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
Key takeaways Applying for preapproval can help you know how much you can afford and negotiate at the dealership. The higher your credit score is, the lower your interest rates may be. Lenders offer competitive terms to borrowers with good to excellent credit. Have a budget in mind and know…
Andrei Medvedev/Shutterstock Key takeaways A pocket listing is a home for sale that isn’t publicly listed on the multiple listing service (MLS). Sellers can work with agents to let them know they prefer to keep their home quiet and only make it available to serious buyers. Some agents love pocket…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Cashback Monitor offers a snapshot of earning rates across dozens of shopping portals, so you can easily see which site offers the most cash back, points or miles. You can customize the Cashback Monitor site to show your preferred shopping portals and other…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Investing in an individual retirement account (IRA) is a great way to save for retirement — as long as you’re actually investing your money. Yet a surprisingly high number of investors who take the critical step of contributing money to an IRA miss out on the account’s biggest perk: access…
eclipse_images/Getty Images Key takeaways Credit-builder loans can help borrowers improve their payment history — and by extension their credit score — since they report regular, on-time payments to major credit bureaus. Benefits of credit-builder loans include flexible acceptance criteria, the chance to improve your credit and the ability to build…
Budgeting with ADHD Using Visual Tools Budgeting with ADHD doesn’t have to be a snooze fest. If spreadsheets make your eyes glaze over, try something more visually engaging. Use colour-coded charts, you can find tons of fun templates online. You can also try using budgeting apps or interactive, online budget…
Key takeaways When securing a vehicle lease, lessees can negotiate the buyout price, gross capitalized cost, mileage allowance and money factor. Take the time to understand the language of a car lease to ensure confidence when negotiating. When signing off on a car lease, you cannot negotiate the acquisition fee,…
Rhode Island may be the smallest state in the country, but real estate prices here can look pretty big. Home prices in Rhode Island have increased over 7 percent from the year prior as of February 2025, according to Redfin data. If you’re a first-time homebuyer in Rhode Island, you…
Key takeaways When it comes to couples and credit cards, only one party needs deep knowledge to accumulate credit card rewards. Having a secondary user work in partnership with a lead cardholder as a ‘Player Two’ can yield great results. Here at Bankrate, many of us are slightly obsessed with…
JGI/Tom Grill/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Business line of credit interest rates range from 8 percent all the way up to 60 percent or higher, depending on the lender and the borrower’s creditworthiness The best rates are offered to established business owners with good-to-excellent credit Business…
Key takeaways Divorce can have a negative impact on your finances, but it’s important to protect your credit at all costs. Understand that the process of rebuilding your credit can take time and effort. Take advantage of resources that help you rebuild your credit and finances after divorce. When a…
Key takeaways Credit card debt doesn’t disappear after death. In most cases, it’s either paid off through the estate’s assets or becomes the responsibility of a joint account holder or cosigner. If an estate can’t cover the debt, the remaining debt may impact beneficiaries and, in certain cases, they could…
If your paycheck is different every month, you’re not alone. Many freelancers, gig workers and commission-based employees face the same challenge of having a variable income. But you can manage your money with an irregular income (and it’s easier than you think). The secret? A budget—which is just a plan…
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