Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
Key takeaways Applying for preapproval can help you know how much you can afford and negotiate at the dealership. The higher your credit score is, the lower your interest rates may be. Lenders offer competitive terms to borrowers with good to excellent credit. Have a budget in mind and know…
Andrei Medvedev/Shutterstock Key takeaways A pocket listing is a home for sale that isn’t publicly listed on the multiple listing service (MLS). Sellers can work with agents to let them know they prefer to keep their home quiet and only make it available to serious buyers. Some agents love pocket…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Cashback Monitor offers a snapshot of earning rates across dozens of shopping portals, so you can easily see which site offers the most cash back, points or miles. You can customize the Cashback Monitor site to show your preferred shopping portals and other…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways You can find loans for borrowers with bad credit through community banks, credit unions and online lenders. Predatory or misleading loans can be disguised as bad credit loans. If the rate is above 35.99 percent, you’ll want to find a lower-interest option. Bad credit loans can come with…
Prudential offers a range of annuities designed for different retirement income needs. Many of their six product offerings are a modified version of an index-linked annuity, which aims to let owners indirectly benefit from potential gains in stocks and/or bonds, while offering some protection against market losses. Prudential also offers…
Westend61/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways The current balance of your bank account may include transactions that have yet to clear, whereas the available balance is the amount you can access and use. The available balance may be less than the current balance in cases where there are…
Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
Doesn’t require repayment Can be used for down payment and closing costs Cons: Be a first-time homebuyer Buy a primary residence within the city of Memphis Earn no more than 80 percent of the AMI Maximum sales price of $300,000 for new and existing homes Contribute at least 1 percent…
Key takeaways Average business line of credit interest rates range from 8 percent to 60 percent Longer repayment terms can increase overall costs Business lines of credit can come with fees, such as origination fees, draw fees for withdrawing funds or monthly service fees A business line of credit is…
Key takeaways Gas rewards programs are a free, easy way to earn rewards at gas stations you use regularly. The rewards you get and how you can use them vary from program to program, so it’s important to pick the one that works for you. Look for…
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which your money accrues interest at a fixed yield for a set period of time, or term. CD terms typically range from as short as a few months to as long…
LockieCurrie/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Fast business loans are a type of financing that can offer funding often within 24 to 48 hours Fast small business loans often come with higher interest rates and shorter repayment terms than other business loans Fast business loans are typically offered by…
Key takeaways Existing HELOC borrowers can expect their rates to decrease in response to a Fed rate cut, but it may take 1-2 statement cycles. A Fed rate cut won’t directly impact existing fixed-rate home equity loans, but it can lower the offers on new loans. So, current borrowers may…
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