Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
Key takeaways Applying for preapproval can help you know how much you can afford and negotiate at the dealership. The higher your credit score is, the lower your interest rates may be. Lenders offer competitive terms to borrowers with good to excellent credit. Have a budget in mind and know…
Andrei Medvedev/Shutterstock Key takeaways A pocket listing is a home for sale that isn’t publicly listed on the multiple listing service (MLS). Sellers can work with agents to let them know they prefer to keep their home quiet and only make it available to serious buyers. Some agents love pocket…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Key takeaways Cashback Monitor offers a snapshot of earning rates across dozens of shopping portals, so you can easily see which site offers the most cash back, points or miles. You can customize the Cashback Monitor site to show your preferred shopping portals and other…
Dept Managmnt
Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
Key takeaways Overdraft protection is a service that covers transactions that would otherwise bring your bank account to a negative balance. When overdraft protection kicks in, money can be transferred from a linked savings account, a credit card or a line of credit. Some banks charge a fee when an…
As the chill of winter fades away, many people start dreaming of a spring vacation—an opportunity to unwind, explore new places, and enjoy the season’s vibrant beauty. However, without careful planning, a spring vacation can quickly become a financial burden. To ensure that your getaway is both enjoyable, debt free,…
Millions of Americans will receive a tax refund when they file their taxes this year, giving them a nice cash boost that can help improve their financial lives. The average tax refund typically runs into the low thousands, according to the IRS, so the money taxpayers receive can be substantial.…
NBC / Contributor / Getty Images Suze Orman is one of the most well-known financial advisors in the U.S. and has been offering Americans advice on saving for retirement for decades. Orman got her start with Merrill Lynch in the 1980s before eventually founding her own firm. She has written…
If you’re looking for a credit card that can cover the majority of your needs, the Chase Freedom Unlimited® is a great option to consider. It consistently ranks among the best credit cards on the market, providing outstanding value for no annual fee. Making the card even more appealing, you…
Hill Street Studios/Getty Images Key takeaways On the FAFSA, students are either designated a dependent or an independent student, with most students under 24 years being considered dependent. Parental income and assets are required with your FAFSA if you are a dependent student. Some schools may offer a dependency override…
Key takeaways Affirm just announced it will start reporting all pay-over-time loans, including Pay in 4, to the credit bureau, Experian. BNPL doesn’t significantly affect borrowers’ credit scores right now, but might have a significant impact in the near future. BNPL users — often young people — will have the…
Ariel Skelley / Getty Images Key takeaways Interest rates on federal student loans are always fixed. These rates are set on July 1 each year for loans disbursed from July 1 to June 30 of the following year. Borrowers with existing federal student loans will not see any changes when…
The Federal Reserve left interest rates unchanged Wednesday at its March meeting, acknowledging that tariffs are expected to slow the economy and have likely already lifted inflation. The Federal Open Market Committee’s (FOMC) decision means that its key borrowing benchmark rate will stay in a target range of 4.25-4.5 percent,…
The Federal Reserve left interest rates unchanged at its meeting today, but Fed Chair Jerome Powell highlighted the risks tariffs pose for the economy going forward. Tariffs “tend to bring growth down; they tend to bring inflation up,” Powell said. As a result of the Federal Open Market Committee’s (FOMC)…
Editor's Pick
