Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
Key takeaways Applying for preapproval can help you know how much you can afford and negotiate at the dealership. The higher your credit score is, the lower your interest rates may be. Lenders offer competitive terms to borrowers with good to excellent credit. Have a budget in mind and know…
Andrei Medvedev/Shutterstock Key takeaways A pocket listing is a home for sale that isn’t publicly listed on the multiple listing service (MLS). Sellers can work with agents to let them know they prefer to keep their home quiet and only make it available to serious buyers. Some agents love pocket…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Cashback Monitor offers a snapshot of earning rates across dozens of shopping portals, so you can easily see which site offers the most cash back, points or miles. You can customize the Cashback Monitor site to show your preferred shopping portals and other…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways The mission of the Consumer Financial Protection Bureau (CFPB) is to protect consumers from unfair, deceptive or abusive practices by financial companies. CFPB enforcement actions have resulted in $19.7 billion paid to consumers in restitution, according to the agency’s website. Since President Donald Trump took office in 2025,…
Key takeaways The Federal Reserve doesn’t directly set auto loan rates — but it does affect the cost for lenders to borrow money. The Federal Funds rate was three times in 2024 and now sits at 4.25-4.5 percent. High interest rates have offset any concrete wins from stabilizing vehicle prices.…
Suzanne Tucker/Shutterstock Key takeaways A mortgage application collects information mortgage lenders need to determine whether you’re eligible for a loan to buy a home or refinance. This includes details about your finances and the property tied to the loan. Most lenders use the standard Uniform Residential Loan Application (URLA) or…
If you have ever received a citation while driving, you may have wondered about the difference between a speeding citation vs. a ticket. The truth is that these terms can be used interchangeably. We dive into what to do if you receive a citation and how you may be able…
The Massachusetts Mutual Life Insurance Company, better known as MassMutual, is a well-established and reputable institution that offers a range of annuities designed to meet different retirement planning needs. This review dives into the different annuity options available from MassMutual, including key features and who the annuity is best suited…
Key takeaways It’s possible to earn rewards at the gas station through rotating category cards, flat-rate cash back cards and co-branded cards. The right gas credit card for your needs comes down to where you fill up and how much you spend on fuel each year. Pairing a dedicated gas…
Nora Carol Photography/ Getty Images; Illustration by Austin Courregé/Bankrate In recent years, interest rate hikes by the Federal Reserve pushed bond yields near levels not seen in more than a decade. But with the Fed holding rates steady in 2025 after cutting them last year, should investors be looking to…
damircudic/Getty Images; Illustration by Richard Tran/Bankrate Key takeaways The current average personal loan interest rate is 12.37%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and income, affect the rate you’re offered. Compare lenders to…
Key takeaways The ongoing impact of inflation in recent years has left many Americans tightening their wallets. One surprising solution for combating the negative impacts of high prices may be opening a new credit card that allows you to offset higher costs with cash back savings and other rewards. But…
Key takeaways The Federal Reserve sets interest rates for banks to borrow from each other, which in turn sets interest rates for business loans and lines of credit. The Fed’s rate sets the pace for borrowing costs, making it easier or harder for businesses to get approved for loans. …
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