Key takeaways A credit card co-signer is someone who agrees to be legally responsible for repayment of a debt. However, few credit card issuers actually allow co-signers on their card products. Authorized users get access to their own physical card they can use, yet they are not legally responsible for…

I want to talk about the kind of shopping you don’t talk about with your friends. It’s a type of spending that’s especially dangerous because it makes you feel better in the moment but causes shame and regret later on. It’s called retail therapy, and it might be costing you more than you…

Doing the dishes, making doctor’s appointments, taking out the trash. These are just some things you have to do as an adult—and taxes fall in that have-to category. If you fall behind on your taxes, it doesn’t take long for the IRS to start breathing down your neck. Yeah, it’s…

AscentXmedia/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Refinancing involves taking out a new auto loan to pay off an existing loan. Through refinancing, you could secure a better interest rate and lower monthly payments. You might benefit from refinancing if you improved your credit score, found a lender…

If insurance has you scratching your head, maybe even pulling out your hair (don’t do that), you’re not alone. The world of insurance is complicated, tricky, confusing—all the adjectives. But don’t sweat it. We’ll strip down this sticky subject to the bare bones so you can actually understand what you…

Key takeaways You’ll need an auto loan if you want to buy a vehicle without paying cash upfront. Each month, you’ll pay a fixed amount toward the principal and interest over a set period. You can use dealer financing to purchase a vehicle or arrange auto loan financing through a…

Credit Sesame has a few ideas for improving your finances and taking steps toward better financial health this Thanksgiving. Thanksgiving is a time to reflect on what we are grateful for. For many, being thankful for family, good health, a great job, and a stable home is easy. However, for…

Raise your hand if you love shopping. Hey, as a natural spender, I’m right there with you. But there’s a huge difference between enjoying shopping and having a shopping addiction. The first one is fine—as long as you’re staying in the budget with your spending each month. A shopping addiction,…

Triple witching is an unusual market phenomenon that can cause increased volatility, though it happens only four times per year. Triple witching can offer an opportunity for investors to take advantage of a more volatile market and put more money to work. Here’s what triple witching is, when it takes place…

What happened to all of our friendships? You know, real, in-person relationships with people we trust and love. Remember before the years of kids’ activities, multiple work deadlines, and political or conspiratorial separations? The years when we would stay up, show up, or hang out? Having good friends and being…