Paying for college is a pain. Even worse? It’s expensive—crazy expensive. And everywhere you turn, people are trying to tell you that the only way to pay for college is with student loans. (Hint: They’re wrong.) Whether you’re 18 years old and about to dive headfirst into the real world…

Peopleimages/Getty Images Key takeaways Bank of America itself does not offer purchase protection on its cards, but cardholders who have certain Visa cards can get this perk through Visa. Instead of purchase protection, Visa calls this benefit purchase security. To understand the limits of your purchase security, check your card…

You know the old saying, “What you don’t know can’t hurt you”? Well, that’s a bunch of bull—especially when it comes to Social Security. Most folks think their monthly retirement benefit will be much more than what they’ll actually get. But here’s the good news, Americans are starting to wake…

Key takeaways Getting the right credit card starts with knowing your credit score, which can help you narrow down options you’re most likely to be approved for. Understanding credit card terms and what you’re looking to get out of a card can further help you compare and decide on a…

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Ever heard the saying, “It pays dividends.” Nine times out of 10 that means you’ve probably just been given a nudge to do something now that might pay off later. But what are dividends? And how do dividends work? Dividends are payments companies make to…

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Raise your hand if you love shopping. Hey, as a natural spender, I’m right there with you. But there’s a huge difference between enjoying shopping and having a shopping addiction. The first one is fine—as long as you’re staying in the budget with your spending each month. A shopping addiction,…

Triple witching is an unusual market phenomenon that can cause increased volatility, though it happens only four times per year. Triple witching can offer an opportunity for investors to take advantage of a more volatile market and put more money to work. Here’s what triple witching is, when it takes place…

What happened to all of our friendships? You know, real, in-person relationships with people we trust and love. Remember before the years of kids’ activities, multiple work deadlines, and political or conspiratorial separations? The years when we would stay up, show up, or hang out? Having good friends and being…

Remember that classic image of a smiling couple with two kids, a dog, and a house surrounded by a white picket fence? It symbolized homeownership — a desirable and highly attainable aspect of the American Dream. But today, that picture-perfect vision has become a badly faded photograph. “I don’t mean…

Let’s face it: Filing taxes is confusing. It’s intimidating. It’s slightly less painful than stepping on a Lego brick. And it’s one of the lame parts of being an adult. But it has to be done, especially if you want to build wealth (and, you know, be a U.S. citizen…

From pandemic disruptions to stimulus checks and soaring inflation to job changes, Americans faced plenty of highs and lows that impacted their personal finances in 2021. The latest release of The State of Personal Finance from Ramsey Solutions takes a look back at 2021 to see how Americans’ attitudes, opinions…

There’s never been a better time to make a little extra cash—especially from the comfort of your home. We’ve all heard stories about a business owner who made it big by working hard, risking it all, and turning a tiny side hustle into a thriving business . . . all…

This is an exciting moment. You’ve been invited to interview for a job and take your career one step further. It’s normal to have some nerves when there’s a big opportunity on the line and a stranger is peppering you with questions. But now, you’ve done the hard work of…

Mentally exhausted. Emotionally overwhelmed. Trapped in an endless cycle of not enough sleep and too much caffeine just to make it through the day. . . Sound familiar? If you—or someone you know—are experiencing these symptoms, it might be a classic case of burnout. Gallup did a study of almost…

In the first 100 days of presidency, a lot happens. There’s the peaceful transfer of power, the setup of a new administration, and the pressure to make good on all those campaign promises. Wasting no time in his first 100 days, President Biden shared his plans for two big pushes…