Key takeaways You can find equipment loans from traditional banks, online lenders and even equipment manufacturers in some cases SBA 504 loans are an option if you’re looking to apply for an SBA loan for an equipment purchase If you can’t get approved for an equipment loan or need an…
Stock charts and their accompanying data can appear complex and may be difficult to understand for new investors. The good news is that with a little help, these charts — and the information they contain — can be useful during your research process to more easily identify attractive investment opportunities.…
Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you finance a home, your lender will likely make it a condition of loan approval. But what about renters? You may or may not be required by a landlord to have similar coverage. Even if your…
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage insurance. Making a larger down…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
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Key takeaways Credit card points are a type of rewards currency that can be earned in exchange for eligible credit card spending. To earn boosted points on your credit card, you’ll need to maximize bonus category spending, earn any available welcome bonus and take advantage…
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Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Upgrading your credit card with the same issuer is a way to get better perks without a hard inquiry on your credit report, although you might miss out on a welcome bonus. To upgrade a credit card, contact your card issuer and consider negotiating perks like a higher…
Key takeaways When you exceed your credit card limit, you face declined transactions, steep penalties, a drop in your credit score — and the potential for your issuer to freeze or close accounts. If you go over your limit, prioritize paying down as much of the balance as you’re able…
Be a first-time homebuyer Purchase a primary residence within city limits Earn no more than 80 percent of the local AMI Pros and cons Caret Down Icon Pros: If you buy a home through the Enhanced Homebuyer Assistance Program and sell within ten years, your sales proceeds will be limited.…
Tony Robbins is a best-selling author, life coach, and business and investment strategist — an all-around success guru. Robbins focuses on self-improvement, giving people tips and tactics to live a richer, more rewarding life, including strategies to invest their money. While he’s perhaps most known for his books on motivation,…
Move through airport security more quickly Reserve a spot in the airport security line Streamlines access to concerts and events Use the CLEAR app as a health pass or digital vaccine card Apply for TSA PreCheck through CLEAR for $77.95 (valid for five years) CLEAR offers a bundle package: You…
Investing in a Roth IRA is a popular way to save for retirement, but it doesn’t offer immediate tax benefits. Because you fund these accounts with after-tax contributions, you won’t be able to deduct your contribution on Form 1040 at tax time, as you can with a traditional IRA. Nevertheless,…
You took the leap, rode the Bitcoin wave and now you’re sitting on a small fortune. Whether you bought in early or timed a recent bull run just right, congratulations. But now comes the tricky part — figuring out what to do next. As any seasoned investor will tell you, keeping…
Key takeaways Your credit utilization ratio is expressed as a percentage and determined by taking the amount you owe on a credit card and dividing it by your credit limit. If you currently owe $5,000 across total credit limits of $10,000, this means you have a total credit…
With the average cost of a four-year college education (including tuition and living on-campus) running anywhere from about $100,000 for in-state public institutions to well over $200,000 for a private college, according to the Education Data Initiative, it’s no wonder millions of parents are wondering how they’ll pay for their…
Key takeaways The wide range of perks offered by The Business Platinum Card® from American Express could act as a catalyst for business expansion and employee retention. The Business Platinum Card provides statement credits for business-related services, including equipment purchases, wireless services and job advertisement services. The incentives from this…
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