Debt is tricky. It starts out innocent . . . just a few swipes here, and a few payments there—nothing you can’t handle, right? But one day, you realize it’s gotten a little out of control and you’re drowning in debt. The payments are getting harder and harder to make.…
You’ve probably heard the terms credit report and credit score thrown around a lot in your adult years. That’s because both of them can be used to help you get stuff—like loans, credit cards, cars and apartment rentals. But what’s the difference between a credit report vs. credit score? And…
With health insurance premiums and costs rising each year, it’s no surprise that folks are always looking for ways to save money on medical expenses. That’s where the Health Savings Account (HSA) comes in. HSAs are pretty popular nowadays. Approximately 34 million people use them to save and pay for medical…
South_agency/Getty Images Key takeaways The Citi Rewards+® Card can be a worthwhile everyday card since it offers bonus rewards on supermarket and gas station spending (terms apply). This card also offers a round-up points feature and an annual points redemption bonus, helping you to earn even more rewards. Other card…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Featured Articles
The term government shutdown sounds freaking scary. We don’t know about you, but putting those two words together makes us think that all laws just get thrown out the window (cue the chaos breaking out in the streets!). Of course, that’s not what happens. In…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Every now and then, there are really weird collecting trends that pop up and people go crazy over because they think they’ll make them rich. Beanie Babies and Pokémon cards, anyone? People were convinced that hoarding these things would pay off down the road when their little trinkets were worth…
I’ll come out of the gate swinging. The difference between someone who is well and whole and someone who is not can almost always be summed up in a single word: boundaries. Setting boundaries is the key to mental and relational health. Full stop. Everyone needs healthy boundaries in their…
Thinking about selling your home in the Show-Me State? If you’re like most homeowners, you’ll take the traditional approach of hiring a real estate agent — then waiting for a qualified buyer to make an offer, negotiating the terms, and waiting again for their financing to come through. But if…
Social distancing, remote learning, stimulus payments—the COVID-19 pandemic introduced us all to lots of new concepts. And while the 6-foot rule has gone out the window (thank goodness!), stimulus checks have hung around. But instead of a stimulus for pandemic relief, state politicians are now cutting stimulus checks to help…
Key takeaways Travel credit cards can offer significant rewards and benefits for cardholders, like complimentary checked baggage, airport lounge access, bonus points and elite status. Some travel cards come with high annual fees, but you can offset the fee if you earn rewards, travel often and tap into your benefits.…
You’ve aced your interview. Great job! But there’s one last step to getting hired, and it’s tiny but mighty. If you really want to leave a lasting impression on your hiring manager, you’ll need to write a thank-you email after your interview. Following up with your hiring manager by sending…
Anyone who’s ever maxed out a credit card knows the unique pain it brings. There’s deep frustration. There’s shame and embarrassment. There’s the fear of looking at a credit card statement and seeing a balance that brings a sense of helplessness. But there’s also the reality: A maxed out credit…
If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” One of the biggest companies offering these kinds of buy now, pay later plans is Affirm. But is it a good idea to use Affirm…
Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate Borrowing against the value of your home became cheaper in the most recent week. The $30,000 HELOC (home equity line of credit) fell 5 basis points to 8.56 percent, a new 52-week low, according to Bankrate’s national survey of lenders. Meanwhile, the…
Short on cash? Need a loan to renovate your kitchen? Upgrade says they can help (for a fee, of course). Upgrade personal loans and credit cards may seem like an easy, risk-free way to borrow money. But don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your…
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